Belk Credit Line Increase .....Customer Friendly...

[Madison]

I just spoke to Belk to inquire about a CLI. I had to go to the supervisor as I was given bogus info on hard credit pull vs. soft credit pull. They do a hard credit pull when you initially open an account with them. They do a soft credit pull for CLI. I was able to get a CLI from $1,050 to $2,550. I know it doesn't sound like much but every little bit helps. It took some persistance because when talking with the original customer service rep, she kept saying it would be a hard pull and drop my credit score. But when I asked to speak to a supervisor, she overruled and confirmed soft credit pull. Score one for the good guys. I hope this may be of help to some of you. One small step for man, one giant leap for my FICO score!

[Anonymous]

If you manage your account online and have good history w/ them they will do soft pulls up to a certain amount.

[Repo-ed]

I know this is a VERY old thread, and mods, I'm sorry; but this was exactly what I was searching for and hoping to find.

Soft pulls for CLI request.

I'll call them in a couple of months and try and get a supervisor on the phone to re-confirm, then request.  I've had them since 08 or 08 and been sitting on a $500 CL and use it every month and PIF every month (which they may NOT like..)

[MarineVietVet]

---

@Repo-ed wrote:

I know this is a VERY old thread, and mods, I'm sorry; but this was exactly what I was searching for and hoping to find.

Soft pulls for CLI request.

I'll call them in a couple of months and try and get a supervisor on the phone to re-confirm, then request.  I've had them since 08 or 08 and been sitting on a $500 CL and use it every month and PIF every month (which they may NOT like..)

---

There's nothing at all wrong with resurrecting an older thread. The only problem is that information/names/links/advice/suggestions can and do change frequently and something you read from almost 4 years ago can easily misinform you today.