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Regular Contributor
Posts: 223
Registered: ‎03-08-2010

Belk credit card


Does anyone know if it's better to apply for a Belk credit card online vs. in-store?  I heard somewhere that there's a big difference with the credit limit, etc.  Thanks!!

3/1/10: TU: 615, EQ: 640, EX: ???
6/8/10 (LO pulled): TU: 704, EQ: 689, EX: 694
Goal Score by Oct. 1: TU: 750, EQ: 750, EX: 750

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Regular Contributor
Posts: 146
Registered: ‎02-06-2009

Re: Belk credit card

I'd like to know the answer to this too.  Hopefully, someone out there knows. Smiley Indifferent

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Starting Score: 426 Ch. 13 BK Filed Sep 2009; Discharged Jan 2013 Smiley Happy
Current Score: TU 706 EQ FICO 701 EX 704
Goal Score: 720

Valued Contributor
Posts: 1,425
Registered: ‎10-15-2011

Re: Belk credit card

When I applied online they gave me a $200 limit.  It was the lowest limit I had, so maybe it is better to app in store.  I did get a CLI to $800 after a few months when I requested it and had actually never used the card!

Yeah, back to a seedling because of an auto loan and a credit card app. One day I will make it to the garden, I swear.

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