Regular Contributor
Posts: 223
Registered: ‎03-08-2010

Belk credit card


Does anyone know if it's better to apply for a Belk credit card online vs. in-store?  I heard somewhere that there's a big difference with the credit limit, etc.  Thanks!!

3/1/10: TU: 615, EQ: 640, EX: ???
6/8/10 (LO pulled): TU: 704, EQ: 689, EX: 694
Goal Score by Oct. 1: TU: 750, EQ: 750, EX: 750

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Regular Contributor
Posts: 142
Registered: ‎02-06-2009

Re: Belk credit card

I'd like to know the answer to this too.  Hopefully, someone out there knows. :smileyindifferent:

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Starting Score: 426 Ch. 13 BK Filed Sep 2009; Discharged Jan 2013 :smileyhappy:
Current Score: TU 706 EQ FICO 701 EX 704
Goal Score: 720

Valued Contributor
Posts: 1,128
Registered: ‎10-15-2011

Re: Belk credit card

When I applied online they gave me a $200 limit.  It was the lowest limit I had, so maybe it is better to app in store.  I did get a CLI to $800 after a few months when I requested it and had actually never used the card!

Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!
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