I wanted to downgrade my UMP Explorer card in a month or two. Obviously the primary rental car CDW and free baggage benefit will be gone after the downgrade. After much research online, it seems that the expanded United award seats availibity will likely be gone with this no fee version but the 25% bonus with MPX app will still be valid.
I wonder if anyone here reaches the same conclusion as above. Please post your data points if you have any prior experience with this no fee card.
I like this downgrade option rather than cancelation since I can still earn United miles despite at slower rate to keep United miles from expiring. What's your thoughts? Do you regret downgrading your UMP Explorer?
