Benefits of NFCU and USAA

[Anonymous]

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@drewrico wrote:

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See, I cant join NFCU so cant take advantage of the oppurtunities there.

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Sorry most who can join USAA, and penfed can join NFCU. Can't say enough good things about them.

Yes I will be getting rid of my First Premier card, but Im in the middle of my Mortgage refi and don't want to change anything until that is done.

[dodgeball]

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@Fenerbahce wrote:
I'm a member of NFCU and PenFed...I recommend PenFed all the way...the others just don't compare...and I have some good cards to compare with.

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       If your credit is less then perfect you cant compete with NFCU

[Dustink]

PenFed cards seem to offer better rewards.

[Revelate]

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@Dustink wrote:

PenFed cards seem to offer better rewards.

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Their underwriting criteria is also much, much higher than either NFCU's or even USAA's.  Also with regards to USAA, granted it's variable with any insurance (full member of course) I knocked 100/month off what others were offering.  Wish I had kept them all these years, would've saved a non-trivial amount of cash.  They are one of the best insurance providers out there in my estimation.

Swap: if you go through the mortgage process with USAA, would you let me know how it turns out please?

[chris288]

For me NFCU and USAA were easy.... High credit limits.... NFCU = 25k opening credit line... USAA- 20k opening line.  No docs, no questions.  Love them both!   For example... Penfed opening line 20k, dropped to 1k when i received the card, Cabela's 3700 opening line dropped to 500.00 with a 10%uti after 6months, Associated CCU opening line 12.5k dropped to $2500.

I love NFCU and USAA!!

[drewrico]

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@Anonymous wrote:

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@drewrico wrote:

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See, I cant join NFCU so cant take advantage of the oppurtunities there.

---

Sorry most who can join USAA, and penfed can join NFCU. Can't say enough good things about them.

Yes I will be getting rid of my First Premier card, but Im in the middle of my Mortgage refi and don't want to change anything until that is done.

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I joined PenFed with a voices for the troops membership and i somehow joined USAA, dont really know.

[Dustink]

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@drewrico wrote:

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@Anonymous wrote:

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@drewrico wrote:

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See, I cant join NFCU so cant take advantage of the oppurtunities there.

---

Sorry most who can join USAA, and penfed can join NFCU. Can't say enough good things about them.

Yes I will be getting rid of my First Premier card, but Im in the middle of my Mortgage refi and don't want to change anything until that is done.

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I joined PenFed with a voices for the troops membership and i somehow joined USAA, dont really know.

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I think USAA banking products are open to everyone.

Auto insurance on the other hand can be a bit tricky to get.

[drewrico]

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@Dustink wrote:

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@drewrico wrote:

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@Anonymous wrote:

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@drewrico wrote:

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See, I cant join NFCU so cant take advantage of the oppurtunities there.

---

Sorry most who can join USAA, and penfed can join NFCU. Can't say enough good things about them.

Yes I will be getting rid of my First Premier card, but Im in the middle of my Mortgage refi and don't want to change anything until that is done.

---

I joined PenFed with a voices for the troops membership and i somehow joined USAA, dont really know.

---

I think USAA banking products are open to everyone.

Auto insurance on the other hand can be a bit tricky to get.

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I applied for the USAA Visa and was denied. It was however right after i opened my account. Although I have two discover cards and a cap1 card they still denied me. oh well.

[Dustink]

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@drewrico wrote:

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@Dustink wrote:

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@drewrico wrote:

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@Anonymous wrote:

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@drewrico wrote:

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See, I cant join NFCU so cant take advantage of the oppurtunities there.

---

Sorry most who can join USAA, and penfed can join NFCU. Can't say enough good things about them.

Yes I will be getting rid of my First Premier card, but Im in the middle of my Mortgage refi and don't want to change anything until that is done.

---

I joined PenFed with a voices for the troops membership and i somehow joined USAA, dont really know.

---

I think USAA banking products are open to everyone.

Auto insurance on the other hand can be a bit tricky to get.

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I applied for the USAA Visa and was denied. It was however right after i opened my account. Although I have two discover cards and a cap1 card they still denied me. oh well.

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Do you have a decent length of history on those accounts and limits higher than the minimum of the product you are applying for?

[drewrico]

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@Dustink wrote:

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@drewrico wrote:

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@Dustink wrote:

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@drewrico wrote:

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@Anonymous wrote:

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@drewrico wrote:

---

See, I cant join NFCU so cant take advantage of the oppurtunities there.

---

Sorry most who can join USAA, and penfed can join NFCU. Can't say enough good things about them.

Yes I will be getting rid of my First Premier card, but Im in the middle of my Mortgage refi and don't want to change anything until that is done.

---

I joined PenFed with a voices for the troops membership and i somehow joined USAA, dont really know.

---

I think USAA banking products are open to everyone.

Auto insurance on the other hand can be a bit tricky to get.

---

I applied for the USAA Visa and was denied. It was however right after i opened my account. Although I have two discover cards and a cap1 card they still denied me. oh well.

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Do you have a decent length of history on those accounts and limits higher than the minimum of the product you are applying for?

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Unfortunately no.