Credit Cards Center Credit cards from our partners
Posts: 7
Registered: ‎11-21-2010

Best Airlines CC....??

Looking to take a family trip to Australia later this summer - I'm interested in capitalizing on the purchases to work for me.  I'd like to get one with a generous CL so that I'm not over my usage/available credit percentage.  I'd go with Southwest as I use them most often, but they don't fly overseas - so they are out.  I'm up for any suggestions, still not sure if the best route is for 'points' or for 'cash back' - I'm tending towards 'cash back' as we don't fly overseas too often, but could begin to in the coming years?  




Do I go with a non-airlines card altogether?  


Thank you in advance...



EQ: 719 



Costco AMEX:  15K 

Cap ONE: 500  (Not a big fan  - but my longest historical card)

Valued Contributor
Posts: 2,708
Registered: ‎10-16-2008

Re: Best Airlines CC....??

[ Edited ]

If having no foreign transaction fees is important to you, and not having an airline specific card matters, too...Cap One.


I may be wrong ( I frequently am), but I usually give pretty good guesses!


Have fun down under.  I'd love to visit there, hope I get the chance to do that someday.


Smiley Happy



P.S.  I like Southwest, too, for US travel.

Valued Contributor
Posts: 1,129
Registered: ‎01-20-2011

Re: Best Airlines CC....??

At this point, BA may be the one to look for coz of many reasons:

  • 100,000 bonus miles (which I think can be used on qantas flights as qantas and BA are partners)
  • No FTF (foreign transaction fee)
  • Good CLs
Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
Established Contributor
Posts: 721
Registered: ‎08-14-2008

Re: Best Airlines CC....??


vish1 wrote:

At this point, BA may be the one to look for coz of many reasons:

  • 100,000 bonus miles (which I think can be used on qantas flights as qantas and BA are partners)
  • No FTF (foreign transaction fee)
  • Good CLs

The British Airways/Chase offer is the best out there right now... HOWEVER... BA imposes hefty fuel surcharges which must be paid if redeeming points.  I'd do more research on that FF program to make sure it will work for you and not cost you a lot of $$.  American Airlines AAdvantage/Citi still has the 75k bonus miles promo and they have airline partners that fly to Australia.  I think United/Chase has a 50k promo lurking around still.  It's best to check the redemption policies of all of these programs as they all work differently.  The FTF should be considered if you're planning on using the card a lot overseas but shouldn't be a deal breaker if you're getting a great sign-up bonus.  There are a number of traveller websites out there that can give you a LOT of info.


CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.