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Best Amex Revolver, but...

Valued Contributor

Re: Best Amex Revolver, but...


Jayb5635 wrote:
@jsckz32 but doesn't spg earn 1 point per dollar only ???

Yes but the points are worth more. At least for me they are. 

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 11 of 19
Established Contributor

Re: Best Amex Revolver, but...

That's good if the spg points are valuable. It'd be awesome if you could earn double points on it somehow.








In my wallet: Amex Platinum NPSL, Amex Everyday Preferred $15,000, Amex Starwood $10,000, Chase Freedom Visa Signature $10,000, Chase Sapphire Preferred Visa Signature $15,000, Chase Ink Plus Visa Signature $5000 Barclaycard Arrival Plus MasterCard World Elite $10,000, Cap One Quicksilver MasterCard $6000, Citi Prestige World Elite MasterCard $10,000, Citi Forward Visa $6900, Citi Premier World Elite MasterCard $5,800, Discover IT $8500
Message 12 of 19
Valued Contributor

Re: Best Amex Revolver, but...


Alkalinem0n0 wrote:
I think it's all subjective for me the best revolver is the Delta Amex this is down to the pay with miles feature on Delta.com
I fly a lot ( I'm platinum with delta so I get double miles) I just flew to brazil last week using the pay with miles feature I will get $200 off my next flight

I guess the best way to look at it is to find a card with rewards that you will use! The delta amex perks are useless to people who don't fly delta!

Typically the PWMs limits you to .01 / per miles of value from your miles... you should be able to get at least 1.25-1.75 if you redeem for upgrades or award tickets.

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 13 of 19
Regular Contributor

Re: Best Amex Revolver, but...


Jayb5635 wrote:
That's good if the spg points are valuable. It'd be awesome if you could earn double points on it somehow.

 

The fact that they are hard to earn is what keeps them valuable.    As my high school economics teach loved to say, it's all about scarcity.



Starting Score: 676 CK 5/13. Current: 717 EX 6/15 -- Last App: 6/2014
Message 14 of 19
Highlighted
Established Contributor

Re: Best Amex Revolver, but...

@navyox absolutely. There's also the 65 dollar annual fee to consider.








In my wallet: Amex Platinum NPSL, Amex Everyday Preferred $15,000, Amex Starwood $10,000, Chase Freedom Visa Signature $10,000, Chase Sapphire Preferred Visa Signature $15,000, Chase Ink Plus Visa Signature $5000 Barclaycard Arrival Plus MasterCard World Elite $10,000, Cap One Quicksilver MasterCard $6000, Citi Prestige World Elite MasterCard $10,000, Citi Forward Visa $6900, Citi Premier World Elite MasterCard $5,800, Discover IT $8500
Message 15 of 19
Valued Contributor

Re: Best Amex Revolver, but...


Jayb5635 wrote:
@navyox absolutely. There's also the 65 dollar annual fee to consider.

Which is lower than most rewards cards of any value, for ex.

 

CSP - $95

Delta - Gold $95, Platinum $150

Citi AA - $95

 

and the AMEX Charge cards start out at 95$

 

for the money the SPG card is going to most likely be the best value for the majority of the people out there.

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 16 of 19
Frequent Contributor

Re: Best Amex Revolver, but...


ryanbush wrote:

Typically the PWMs limits you to .01 / per miles of value from your miles... you should be able to get at least 1.25-1.75 if you redeem for upgrades or award tickets.

 

I'm sorry. That went right over my head. Would you mind elaborating?

 

Message 17 of 19
Valued Contributor

Re: Best Amex Revolver, but...

Yes, for example if you were to fly from TUL to EWR on 12/08/13 and return on 12/12/13 (just random dates and cities) the cost of the ticket would be $546 or 25k miles

 

so if you use the 25k miles for a credit with PWMs you would get $250 dollars off the cost of the ticket for a straight redemption value of .01

 

now if you were to book the award ticket you would pay only the $10 in taxes and get a value of 536 / 25000 = .0214 for your points.  

 

so by booking the award ticket you would over double the value of your points, now i'm not saying this is always the case but If i can't get 1.5 - 2.0 cents per mile/points I'm paying cash and using my miles/points some other time as I might as well have just used my Quicksilver card and got the straight 1.5% CB

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 18 of 19
Valued Contributor

Re: Best Amex Revolver, but...

It is really subjective. It depends on your life style and pick the one fits you the best. For me, I am a regular Costco shopper, so the TrueEarnings is the best.
Message 19 of 19