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Best Amex to get???

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icyhot
Valued Contributor

Re: Best Amex to get???

You're right! The thing is I'm pretty flexible as far as rewards programs go. I don't have a hotel rewards card and I was looking at the Delta Skymiles. Perhaps I'll go for the Hilton HHonors and Gold Delta Sky. But then I hear their membership rewards points are really valuable and I wanna try a card that gives those. Just not sure at this point. If I could I'd get them all
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 11 of 16
sunkissed
Established Contributor

Re: Best Amex to get???

Be sure to check out SPG also.  Although it is a "hotel" card, it is a very good transfer card.  It has a very low annual fee compared to many MR earning cards.

NFCU Flagship $32K | NFCU Cashrewards $42K | Discover IT $39K | SECU Visa $20K | Chase SW $24k | CSR $15K | Chase Bonvoy $11.5K | Chase Freedom $11.5K | Chase Amazon Visa 8.5K | AMEX Bonvoy $18.1K | AMEX Hilton Surpass $15K | AMEX Hilton Aspire $24.4K | AMEX Gold | Aviator Red $16K | Uber Visa 10k | Citi TY Premier $24.6K | BoA Premium Rewards 35k | BoA Cash Rewards Visa $31.5k | BoA Cash Rewards MC $23k | US Bank Cash+ $10k | USAA AMEX $6K | Cap1QS $11K | BJs MC $27.6K | Walmart MC $5.1K | Loft MC $25,000 | Macy’s Store/Amex $20K/$1K | BR Visa $10K | JCP $1K | VS $3.2K | Home Depot $5K | Lowes $8.5K | Target $14.5k
Message 12 of 16
icyhot
Valued Contributor

Re: Best Amex to get???

Everyone suggests SPG but there are very few hotels of that chain where I live or frequently travel. I don't wanna not get the best benefits
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 13 of 16
mongstradamus
Super Contributor

Re: Best Amex to get???


@sunkissed wrote:

Be sure to check out SPG also.  Although it is a "hotel" card, it is a very good transfer card.  It has a very low annual fee compared to many MR earning cards.


SPG is an an nice card but it doesn't have bonus categories like some of the other amex cards may have.I also thought that OP wanted an no af card. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 14 of 16
longtimelurker
Epic Contributor

Re: Best Amex to get???


@icyhot wrote:
Everyone suggests SPG but there are very few hotels of that chain where I live or frequently travel. I don't wanna not get the best benefits

The reason people like it is not so much SPG chain, but they have a huge range of transfer partners, and a good bonus program.  However, it is hard to earn lots of points except at SPG hotels.

Message 15 of 16
Anonymous
Not applicable

Re: Best Amex to get???

I figured this awesome amex strategy that won't break your bank in Annual fee. And you can reap tons of MR's !!!

 

 1 . Mercedes Benz card that for the AF of 95$ you get 3x on gas on each purchase up to $400 , and 2x on restaurants 

2. Amex everyday (no fee) 2% on groceries and 20% bonus at the end of the month once you do 20 purchases or more......

 

it it beats paying the 175 for the Gold PRG a year 

Message 16 of 16
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