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Best BT card for me - UPDATED

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remarc
Regular Contributor

Re: Best BT card for me??

Called recon

 

They approved me for $1000 .. not quite enough to do my BT , it will at least cover some of it.. 

 

Do you think i should call and ask for a CLI on my Freedom card? if so should i call the back door number to do this? or normal CSR?

 

hold tight on the barclays?

Message 21 of 32
youngandcreditwrthy
Senior Contributor

Re: Best BT card for me??

When did you get the Freedom card?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 22 of 32
Dustink
Valued Contributor

Re: Best BT card for me??

If your freedom isn't being used much, maybe you can transfer some of the limit to slate.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 23 of 32
youngandcreditwrthy
Senior Contributor

Re: Best BT card for me??

Congrats btw!!!! Did you mention that wouldn't be enough for your bt to the cred analyst?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 24 of 32
youngandcreditwrthy
Senior Contributor

Re: Best BT card for me??

+1 @dustink!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 25 of 32
remarc
Regular Contributor

Re: Best BT card for me??

I have $1500 limit on my freedom that was opened in March of this year & I was shocked to hear they approved me . she asked me questions about my INQ's which i explained my auto situation and she went away and came back told me i was approved for $1000 .. You thinking i should of asked for more to cover my BT?

 

 

Message 26 of 32
remarc
Regular Contributor

Re: Best BT card for me??

You can transfler the limit? from one card to the other? did not know that

Message 27 of 32
youngandcreditwrthy
Senior Contributor

Re: Best BT card for me??

Oh well... Since it has been six months, maybe you can increase freedom... Assuming no missed payments....or transfer $1000 of the freedom limit to slate limit. Haha. This all has to be done through the backdoor haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 28 of 32
remarc
Regular Contributor

Re: Best BT card for me??

Its already showing up in my Chase account online. that was quick. gives me offer for BT too.. Shame its only $1000

 

One last quick question.. should i do barclays while ive had HP for today? or not worth the risk? I have a feeling i will need to explain all my INQ's again and why i have a few balances?

 

Thanks

Message 29 of 32
youngandcreditwrthy
Senior Contributor

Re: Best BT card for me??

If you feel like they may give you a higher limit, but they typically only match limits, so if your highest is $1500, you may only get a $1500 cl with them...up to you. I like Barclay's, but they can be tricky, or so Ive read on this forum lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 30 of 32
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