Reply
Regular Contributor
remarc
Posts: 170
Registered: ‎03-05-2012
0

Re: Best BT card for me??

Called recon

 

They approved me for $1000 .. not quite enough to do my BT , it will at least cover some of it.. 

 

Do you think i should call and ask for a CLI on my Freedom card? if so should i call the back door number to do this? or normal CSR?

 

hold tight on the barclays?

Senior Contributor
youngandcreditwrthy
Posts: 6,155
Registered: ‎08-16-2012
0

Re: Best BT card for me??

When did you get the Freedom card?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: Best BT card for me??

[ Edited ]

If your freedom isn't being used much, maybe you can transfer some of the limit to slate.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Senior Contributor
youngandcreditwrthy
Posts: 6,155
Registered: ‎08-16-2012
0

Re: Best BT card for me??

Congrats btw!!!! Did you mention that wouldn't be enough for your bt to the cred analyst?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
youngandcreditwrthy
Posts: 6,155
Registered: ‎08-16-2012
0

Re: Best BT card for me??

+1 @dustink!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
remarc
Posts: 170
Registered: ‎03-05-2012
0

Re: Best BT card for me??

I have $1500 limit on my freedom that was opened in March of this year & I was shocked to hear they approved me . she asked me questions about my INQ's which i explained my auto situation and she went away and came back told me i was approved for $1000 .. You thinking i should of asked for more to cover my BT?

 

 

Regular Contributor
remarc
Posts: 170
Registered: ‎03-05-2012
0

Re: Best BT card for me??

You can transfler the limit? from one card to the other? did not know that

Senior Contributor
youngandcreditwrthy
Posts: 6,155
Registered: ‎08-16-2012
0

Re: Best BT card for me??

Oh well... Since it has been six months, maybe you can increase freedom... Assuming no missed payments....or transfer $1000 of the freedom limit to slate limit. Haha. This all has to be done through the backdoor haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
remarc
Posts: 170
Registered: ‎03-05-2012
0

Re: Best BT card for me??

Its already showing up in my Chase account online. that was quick. gives me offer for BT too.. Shame its only $1000

 

One last quick question.. should i do barclays while ive had HP for today? or not worth the risk? I have a feeling i will need to explain all my INQ's again and why i have a few balances?

 

Thanks

Senior Contributor
youngandcreditwrthy
Posts: 6,155
Registered: ‎08-16-2012
0

Re: Best BT card for me??

If you feel like they may give you a higher limit, but they typically only match limits, so if your highest is $1500, you may only get a $1500 cl with them...up to you. I like Barclay's, but they can be tricky, or so Ive read on this forum lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+