Chase slate...no fee
+1 for Slate. I've been eyeing that and the Freedom for some time.
@RW771 wrote:I've been looking at the Citi Diamond Preferred or the Citi Simplicity...is one tougher to qualify for than the other? I can't seem to find what their requirements are before taking the plunge and app'ing.
Any other cards you'd suggest?
try whogavemecredit.com
They can give you a list of who gave who credit....
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
@Omaplatypus wrote:+1 for Slate. I've been eyeing that and the Freedom for some time.
The freedom has BT fee's while the slate does not.
Get the slate for the BT and get a separate card for rewards.
@Dustink wrote:Chase slate...no fee
I thought about that one too...dang. I went ahead and applied online for the Chase Simplicity and was denied...even called the backdoor number and told I was denied 
I want to try with Chase since I already have the Freedom card but scared I might get denied again? Are they easier to get approved through than Citi? I guess I thought since I have a HD card (backed by Citi) with a 3K limit that I might have a chance with getting approved. I know that's just 1 denial, I don't want to go app crazy but don't want to give up just after this one either ( I know Citi is a tough one).
Personally if someone can get it, I'd suggest NFCU (any of their cards, usually the Platinum gives good limits I guess), they offer a 0% no fee BT deal around the holidays usually.
Other one that comes to mind is Discover, usually they offer 18 months (or 15, I'd have to check) but with a fee. I think they're easier to get as well as deal with than Chase or Citi.
@RyVision wrote:Personally if someone can get it, I'd suggest NFCU (any of their cards, usually the Platinum gives good limits I guess), they offer a 0% no fee BT deal around the holidays usually.
Other one that comes to mind is Discover, usually they offer 18 months (or 15, I'd have to check) but with a fee. I think they're easier to get as well as deal with than Chase or Citi.
Can anyone become a member of NFCU or do you have to be former/active military?? I'm scared to try Discover either...worried it will be another denial
I literally lost sleep over getting denied for the Citi Simplicity...not sure why it's bothering me so bad but I have got to find a way to transfer some of these balances! I'm itching to try for the Chase Slate...does anyone know which CRB Chase pulls here for TX? Since I have their Freedom card, I'm thinking maybe they'll be willing to work with me better than Citi? My EQ as of yesterday was 661. Not sure where I stand with EX or TU except EQ is usually my lowest of the 3. My util is at 55% (which I can pay way down once I transfer these high interest cards).
Please help! Should I app for the Chase Slate or any other suggestions?