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Best Balance Transfer Card

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credit_challenged09
Regular Contributor

Best Balance Transfer Card

Hi All,

 

I need to make a balance transfer for about $3,000 in debt, what would be the best card for this.  I see Chase Freedom / Citi Diamond Preferred with 15 to 21 months 0% interest.  Recently, I received in the mail an offer from WF lowering my interest rate to 2.9% with a 4% balance transfer.  Take it or leave it?

FICO Scores: (EX-735-11/12) EQ-757-12/03 (TU-750-11/12)
Discover FICO: 756 - 12/17 Walmart FICO: 750-1/06
USAA FAKO: EX-742 EQ-761 TU-761

Macys $7.2k - NFCU $24k - Discover $6.8k - Cap One $3500 - Nordstrom $3.5k - Wells Fargo $1k - Walmart $4.5k- The Limited $2.5k- Victoria's Secret $2.2k- Bloomingdales $2k- JCP $700
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