WAYMENT!!!! OP how did you do this? Did you send a secure message via the Best Buy credit website and request it? I have had my BB store card for 5 years when it was HSBC and now it is Citi o.O
Hmmmm interesting indeed...I can get rid of the store card and have BB/Citi Signature Visa.....<Yes Perfect in my Evil Villain voice>
@nycplayboy78 wrote:WAYMENT!!!! OP how did you do this? Did you send a secure message via the Best Buy credit website and request it? I have had my BB store card for 5 years when it was HSBC and now it is Citi o.O
Hmmmm interesting indeed...I can get rid of the store card and have BB/Citi Signature Visa.....<Yes Perfect in my Evil Villain voice>
i sent a message about a year ago to see if could upgrade and was told NO that i would have to apply for the Visa version. Out of the blue on yesterday i got the letter advising me of the upgrade and new account number. Looking at the terms the APR is 28.24% and 11.90% for select purchases eligible for 48 month reduced rate credit plan. I never carried a regular balance on the store card and will not do so on this one without deferred interest
@Mellon wrote:just got a letter in the mail from Citi advising me that they have upgraded my BB Store card to a Visa and that i should be receiving the card soon....
Congrats! Back in the day HSBC never let people upgrade from the store card to the (then) MC, requiring people to sign up for a brand new account.
I tried using the paltry $300 MC, but after a while I grew tired of it and closed it.
I kept the store card, but HSBC CL'd that to a measly $805. If it weren't as old as it is I would've closed it.
FICO does consider the mix of accounts, such as store credit cards. Store cards are easy to get though, so if you can get upgraded to a co-branded card with benefits, that's a great thing!
@Mellon wrote:just got a letter in the mail from Citi advising me that they have upgraded my BB Store card to a Visa and that i should be receiving the card soon....
Congrats!
@Anonymous wrote:Congrats!! Waiting for this to happen with my account, Also did send them a SM a few months ago.
hopefully you get the upgrade also
Congrats on the upgrade! I tried using SM to ask for an upgrade on my BB card, and was also told I had to apply separately. I'm kinda jelly right now, but again congrats. 
