@14Fiesta wrote:Congrats on the upgrade! I tried using SM to ask for an upgrade on my BB card, and was also told I had to apply separately. I'm kinda jelly right now, but again congrats.
Thanks
@nycplayboy78 wrote:WAYMENT!!!! OP how did you do this? Did you send a secure message via the Best Buy credit website and request it? I have had my BB store card for 5 years when it was HSBC and now it is Citi o.O
Hmmmm interesting indeed...I can get rid of the store card and have BB/Citi Signature Visa.....<Yes Perfect in my Evil Villain voice>
I got mine upgraded and i haven't done anything... Besides a purchase back in Feb 16 I haven't used the card in or around a year.
@CreditUnionFan wrote:
@Mellon wrote:just got a letter in the mail from Citi advising me that they have upgraded my BB Store card to a Visa and that i should be receiving the card soon....
Congrats! Back in the day HSBC never let people upgrade from the store card to the (then) MC, requiring people to sign up for a brand new account.
I tried using the paltry $300 MC, but after a while I grew tired of it and closed it.
I kept the store card, but HSBC CL'd that to a measly $805. If it weren't as old as it is I would've closed it.
FICO does consider the mix of accounts, such as store credit cards. Store cards are easy to get though, so if you can get upgraded to a co-branded card with benefits, that's a great thing!
FICO does consider mix of accounts but Store cards are still classified as Credit cards or Charge Cards on Credit reports...
Well I sent Citi a secure message via the Best Buy credit card website requesting a PC....Crosses fingers and see what they do
SIGH...The folks are on some ole BS.....
We received your recent inquiry regarding the account. Thank you for your inquiry regarding a change or upgrade of the account type for which you were approved. We understand the importance, however in order to be considered for a different Best Buy Credit Card product you must close your existing account and then re-apply. We offer four possible card types. You could be approved for one of the four at the time of application. We cannot guarantee you will be approved or that you will be approved for a particular Best Buy Credit Card product. Please let us know if we can be of further assistance.
I sense FOOLERY and $*&ERY abound....
You see how they say they offer FOUR types of cards...Well I am on their website right now and I only see TWO...DaFuQ??!!
@nycplayboy78 wrote:SIGH...The folks are on some ole BS.....
We received your recent inquiry regarding the account. Thank you for your inquiry regarding a change or upgrade of the account type for which you were approved. We understand the importance, however in order to be considered for a different Best Buy Credit Card product you must close your existing account and then re-apply. We offer four possible card types. You could be approved for one of the four at the time of application. We cannot guarantee you will be approved or that you will be approved for a particular Best Buy Credit Card product. Please let us know if we can be of further assistance.
I sense FOOLERY and $*&ERY abound....
You see how they say they offer FOUR types of cards...Well I am on their website right now and I only see TWO...DaFuQ??!!
They could be counting old products they don't activily advertise?
@nycplayboy78 wrote:Well I sent Citi a secure message via the Best Buy credit card website requesting a PC....Crosses fingers and see what they do
You can't ask them for a PC... They will either offer it or not.
@Thomas_Thumb wrote:
@Anonymous wrote:i have my card back from 2010 when HSBC had the accounts. Decent limit at $15,000. What does the Visa give you that the regular card doesn't? Obviously it is accepted where Visa is taken.
I also have a BB store card from that timeframe. It is my only store card and I want to keep it as a store card. Don't need another Visa or Mastercard. Sure hope they don't automatically "upgrade" me. I think customer approval should be required to make a change in type of card.
they gave me a date to decide if i wanted to reject the upgrade. So it isn't forced