03-31-2010 07:16 PM
Just got my first cli from Best Buy. My starting cl was 3600 call the 800# and they cli to 4700. Does any one recall if this is a hard or soft pull?
03-31-2010 07:55 PM
the 2 CLIs we have gotten have been soft pulls, but that was before the new credit card laws, so who knows. a lot of people are now pulling hard pulls when they never used to.
03-31-2010 08:05 PM
Thanks. I hope it is still a soft pull. If you don't mind me asking what have they increased your limit up to? Do they have a cap on the limit? Also how much do you use your card?
03-31-2010 08:09 PM
justwill90, I have had my card for seven months. Do you have a BB store card or the MC?
03-31-2010 08:22 PM
we've had the card for 2 years, i'm sure there's a cap but our limit isn't high enough to know that yet, & our card has a 2400 CL now. we use it mostly for 0% stuff, but sometimes we go in there & buy $100 worth of cds or something that isn't on a promotional period.
03-31-2010 08:23 PM
and we have the store card, which usually has higher credit limits than the reward zone mastercard. from what i have heard, anyway.
03-31-2010 08:30 PM
My card is just the plain store card. I don't get why the store card is harder to get. Isn't it usually the other way around?
03-31-2010 11:39 PM
What 800# did you call. I have been fighting to get an increase for a month now. I then decided to just apply for another card because someone at my best buy said to do so I was approved for another card but i was just angry because they couldnt just give me an increase! Now i have two store accounts a best buy mastercard with a higher limit than my store card and a direct rewards card with a higher limit than my store card!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO