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Best Buy CLI online before apping for a mortgage

Frequent Contributor

Best Buy CLI online before apping for a mortgage

Hello,

 

My wife has a BB account and is applying for a mortgage soon,. From what I understand its a soft pull if she asks for a CLI, correct? I just want to be sure.

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Valued Contributor

Re: Best Buy CLI online before apping for a mortgage

Yes, if you just push the request button online.  At least that's been my experience, I've gotten two seem to have to wait six months to make the next request.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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Mega Contributor

Re: Best Buy CLI online before apping for a mortgage

This is correct. If youve never hit the luv button since acct opening its a SP and every 6 months it will be a SP. If you want it sooner after the 1st CLI then youll have to call in and it will be a HP.



EQ FICO 548 3/3/16
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