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Mega Contributor
LS2982
Posts: 14,477
Registered: ‎04-09-2011

Best Buy CLI

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‎11-17-2012 01:03 PM

Have the store card.

Went from 1,300 to 4,000. Cost a HP on EQ but that CLI was worth the HP.


Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Best Buy CLI

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‎11-17-2012 01:09 PM

Congrats

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Frequent Contributor
wallyworld123
Posts: 431
Registered: ‎01-04-2012

Re: Best Buy CLI

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‎11-17-2012 06:35 PM

Congrats :smileyhappy:

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Regular Contributor
669
Posts: 111
Registered: ‎02-09-2008

Re: Best Buy CLI

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‎11-17-2012 06:43 PM

LS2982

 

Do you have the Store card or the MC

 

thanks

EQ 12/03/12 792
TU 12/27/12 773
EX 04/18/12 809 ( AMX Score) 10/13/12 797 (Quizzle) 11/06/12 800 (Credit Sesame) 12/5/12 800 (Credit.com)
27 years credit history
16 years AAoA

CIT $15,900 BEST BUY $11,800 DISCOVER $10,000 LOWES $10,000 SEARS/MC $7,200 BELKS $5,700 JC PENNY $2,400 CHASE $5,900 AMX GOLD PR $NPSL AMX/BCP $11,200 SHELL/CITI/MC $80.00 (LMAO)
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Valued Contributor
beb86
Posts: 1,114
Registered: ‎10-31-2011

Re: Best Buy CLI

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‎11-17-2012 08:02 PM

Congrats LS just remember to keep those cards SD'd for now lol...

ccpics2.jpg
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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Best Buy CLI

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‎11-18-2012 03:19 PM

That CLI was definitely worth a HP. Congrats! Was it HSBC or Capital One you dealt with?
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
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Valued Contributor
mxp114
Posts: 1,067
Registered: ‎09-01-2011

Re: Best Buy CLI

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‎11-18-2012 03:22 PM

Epcot wrote:
That CLI was definitely worth a HP. Congrats! Was it HSBC or Capital One you dealt with?

Capital One Card Services, formerly HSBC Bank Nevada, a division of Capital One Bank USA, NA. Basically still the same HSBC reps/policies as before. The systems aren't merged yet.

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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Best Buy CLI

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‎11-18-2012 06:31 PM

That's where I am confused, why are some customer initiated CLI HP's while others such as the one I experienced recently was only a SP.
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
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Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: Best Buy CLI

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‎11-18-2012 11:59 PM

Epcot wrote:
That's where I am confused, why are some customer initiated CLI HP's while others such as the one I experienced recently was only a SP.

maybe the amount? 

talking to a live rep? 

 

when i did it back in jul it was a soft for me via the cli button on the website. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
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Frequent Contributor
LisaJ
Posts: 370
Registered: ‎11-06-2008

Re: Best Buy CLI

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‎12-20-2012 08:53 PM

Just hit the luv button--increased from 4100 to 5600. Love all the info on this board. :smileyhappy:

WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

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