Reply
Regular Contributor
tonnie39
Posts: 141
Registered: ‎09-06-2008
0

Best Buy CLI

After reading multiple posts, I finally got up the courage to use the luv button on Best Buy's website. My CL was increased from $3300.00 to $4700! I feel so giddy. I only wanted the CLI to lower my overall revolving UTIL since paying off BofA in full is not a possibility right now. This card has been SD for almost a year.

 

Anyway, thanks for taking the time to read my post; and, for being a constant source of inspiration.

 

 

Established Contributor
cartercorp
Posts: 851
Registered: ‎07-01-2008
0

Re: Best Buy CLI


tonnie39 wrote:

Anyway, thanks for taking the time to read my post; and, for being a constant source of inspiration.

 

 


Congrats

And it looks to me you are an inspiration to some.

Established Contributor
bamagirl1
Posts: 1,044
Registered: ‎12-30-2007
0

Re: Best Buy CLI

do u have the mastercard or store card? i looked online but i dont see a place for a cli on the website? i've had the card a year no cli, still at $2000 limit. maybe i have a card that i can't get a cli increase how can i tell if i have a plan a or plan b card?
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Established Contributor
nicemann
Posts: 583
Registered: ‎03-12-2008
0

Re: Best Buy CLI

Really good question....MasterCard or Store Card?  I have only had my MC for about 7 months, but it is still at a $300 CL.  I am working up the nerve to call for a CLI and if they decline I may cancel the card.  It is my only card with an AF and by far my lowest CL.
As of 04/23/2011 - 731 for EQ FICO
As of 03/02/2012 - 779 for TU FICO
As of 12/2010 - 720 - 729 For EX (Chase FICO Score Provided by EX)
Established Contributor
bamagirl1
Posts: 1,044
Registered: ‎12-30-2007
0

Re: Best Buy CLI

yea i wondered what type the op had? like i said mine is a year old, i need to check online also but i think it has an Af if so and they don't waive it and grant cli i may say adios!
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Valued Contributor
stef37
Posts: 2,205
Registered: ‎12-06-2007
0

Re: Best Buy CLI

Congrats tonnie!!
Contributor
m_jonis
Posts: 76
Registered: ‎06-30-2007

Re: Best Buy CLI

Just an FYI:

 

Once you reach $10,000 CL, BB will then do a hard pull for any increase after that.

 

I found out the hard way.

Finally made it to 813
Regular Contributor
tonnie39
Posts: 141
Registered: ‎09-06-2008

Re: Best Buy CLI

[ Edited ]

I believe mine is the Program A. It is the BB card, not the MC. I went to the "manage my account" section to find the luv button. It is on the immediate left side of the page under "account maintenance".

This is what I was told by the CS rep at BB:  If you had good credit when you applied, you most likely have the Program A. If you didn't get approval for Program A, BB gives you the default Program B. I don't know if Program B gives CLI or not. Sorry I can't be of more help.

Message Edited by tonnie39 on 11-16-2008 04:51 PM
Message Edited by tonnie39 on 11-16-2008 04:56 PM
Regular Contributor
tonnie39
Posts: 141
Registered: ‎09-06-2008
0

Re: Best Buy CLI

m_jonis,

Thanks for putting out that useful information! Sorry that happened to you. I would have been a little upset to put it mildly.

Frequent Contributor
USC08
Posts: 275
Registered: ‎06-27-2008
0

Re: Best Buy CLI


tonnie39 wrote:

I believe mine is the Program A. It is the BB card, not the MC. I went to the "manage my account" section to find the luv button. It is on the immediate left side of the page under "account maintenance".

This is what I was told by the CS rep at BB:  If you had good credit when you applied, you most likely have the Program A. If you didn't get approval for Program A, BB gives you the default Program B. I don't know if Program B gives CLI or not. Sorry I can't be of more help.

Message Edited by tonnie39 on 11-16-2008 04:51 PM
Message Edited by tonnie39 on 11-16-2008 04:56 PM

 

I wonder what the starting CL for the Tier A is as opposed to the Tier B cards? Anyone happen to know? I started off with $1800 CL so I'm not sure if I'm on the A or B program.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+