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Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: Best Buy CLI

You mean to say BB RZ MC can go upto $4k in CL? I can not beleive what I am reading. Some body pinch me so I can make sure I am not dreaming.
Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007
0

Re: Best Buy CLI

Congrats indeed HTSU

 

Oh also congrats on your scores increasing.

 

I see you changed your sig and the scores have increased nicely

 

I am going to pull my scores in October or November when i apply for Penfed so i can get my report

 

I will put them in my sig as well

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Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007

Re: Best Buy CLI


concorduser wrote:

You mean to say BB RZ MC can go upto $4k in CL? I can not beleive what I am reading. Some body pinch me so I can make sure I am not dreaming.

Sorry, no pinch --this is the store card, I'm afraid.

But we've had a few members posting with BB MC's with higher CL's, but they started higher, too. :smileysad:


oracles wrote:

Congrats indeed HTSU

Oh also congrats on your scores increasing.

I see you changed your sig and the scores have increased nicely.



Thanks, oracles! I'm stunned about TU --21 points higher than it ever was before my app spree. Poo on EQ (no change) and EX (+1.)

Just when I start to think that I kinda understand scoring, I wind up looking at something like this!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007
0

Re: Best Buy CLI

Why do you think EQ has not changed and EX has onlty increased 1 pt?

 

Are your reports the same? Also what guess do you have once the inqs hit their 1 year mark?

 

I know you would not want to guess since you are probably stunned that EQ and EX did not move much.

Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
0

Re: Best Buy CLI

The only thing that I can come up with is that, contrary to previous experience, EQ and EX do not acknowledge the new accounts as being a year old until their actual MM/DD/YYYY anniversaries. If so, that means that between Feb 14 - 17, wonderful things will happen, lol.

From score changes that I saw in the past, I got credit (on all three scores) for accounts hitting 12 months on the first of that month, and then a second bump on the actual MM/DD/YYYY anniversary of the inq. Maybe I misread that. Anyway, I'll let you know somewhere around the 19th or 20th! :smileyvery-happy:

Sheesh. I'll tell you what, though, that TU jump was pretty inspiring. Fingers, toes, and eyes crossed.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007
0

Re: Best Buy CLI

Tu jump inspiring indeed :smileyvery-happy:

 

I am in the same situation as you, so you inspire me lol

 

Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009
0

Re: Best Buy CLI

Just clicked on the Best Buy luv button and got an increase from $2,300 to $3,700. I'm still shocked and this is a very nice increase considering the fact that we're currently in a recession.
Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009
0

Re: Best Buy CLI

BTW, it was the store card, not the mastercard.
Established Contributor
Itsmeagain
Posts: 832
Registered: ‎01-16-2008
0

Re: Best Buy CLI

Just got luv from BBMC.  Started at $500, $950 in Aug. 2008.  Hit luv button today and got instant increase to $1250 with no hard pull.  Maybe HSBC is starting to loosen up.  Store card is at $4200 since Aug.  Wanting to pull trigger there too.  Do they pulll a hard on store card increases?

Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


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Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009
0

Re: Best Buy CLI

I'm pretty sure it's not a hard pull. They haven't pulled my credit report for my past 3 CLI's. I'm not sure if it's soft inquiry, though.

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