Credit Card Center Advertiser Disclosure†
05-02-2009 12:55 PM
05-02-2009 02:13 PM
Hey guys...just received my card the other day. To my suprise I received the BB MC. I thought it would be the store card. I'm not for sure about the luv buton. Thought I might should wait for a CLI. My initial limit is $300.
Thanks for the info....
EQ: 625 TU: 617
05-03-2009 02:58 AM
Just got some REAL LUV from BB Store card.
After reading this thread I decided to give the online luv button a try.
"Your current credit limit is $4,200, would you like to apply for a Credit Line Increase"? It asked.
Why YES, as a matter of fact I would (I thought, as I gingerly pressed the "Yes" button).
The screen changed INSTANTLY and said "
You have been approved for a Credit Line Increase from $4,200 to $8,400. Would you like to accept this increase"?
After some careful thought, I decided to accept their offer (about .001 second), and pressed the "Yes" button.
"Congratulations" it said. "Your new credit limit is now $8,400. You may begin shopping with your new credit limit immedietely at Best Buy".
WooooooHooooooo . . . . I've never seen a 100% CLI anywhere . . . .
08-20-2009 09:25 AM - edited 08-20-2009 09:32 AM
Just got som luv from Best Buy!
Have a store card and have had a $2k limit since I opened the card in December 07. Bought about 1500 worth of audio equip at 0% financing for 24 months...been slowly paying it off, so util has been high (was denied luv before when util was at 75% or so...before I knew better)...recently brough util around 47% (yes, the remainder will be easily paid off before the 0% offer ends)...decided to hit the luv button...and CLI to $2,600.
Anything helps with overall util...I'll take it.
08-20-2009 04:35 PM
When they say every six months you are eligible for an credit line increase, they mean it. Not a minute early. :-)
My last increase was on 03/28/09 and when I hit the luv button last week and they denied my request. I called customer service to find out what happened and they said increases are allowed every six months.
08-20-2009 06:42 PM
Love the forum! Very useful!
I received the BB MC in May 09, the increased me $300 in August, (total of $800)
But again, this is the BB MC, not the BB store card.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.