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Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

Best Buy CLI!

Just hit the luv button well i did it over the phone. New CL is $1600 not bad I'm slowly getting up there.


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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New Contributor
Qtip4
Posts: 72
Registered: ‎09-24-2010
0

Re: Best Buy CLI!

Congrats!!  I just got one too!!  Went from $1920 to $2400 and only had the card since the end of July!!  :smileyhappy:

EQ: 788 TU: 779 EX: 770 (FICO as of 7/2010) EX FAKO: 770
Frequent Contributor
crosbyk1
Posts: 485
Registered: ‎02-17-2008
0

Re: Best Buy CLI!

Congratulations! BB is good about CLI. My last cli was 1k from 4.7k to 5.7k not bad for a hsbc card.


Starting Score: 744
Current Score: 744
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Member
ivtecbrian
Posts: 8
Registered: ‎09-01-2010
0

Re: Best Buy CLI!

How are you guys getting CLI's? I've had my card for 3 years and have tried everything and am still stuck with an 800 limit. Everytime I call, they say noone is getting CLI's right now but every now and then I read about people getting them on here. Just curious. 

Valued Contributor
Datx
Posts: 1,051
Registered: ‎05-20-2010
0

Re: Best Buy CLI!

[ Edited ]

ivtecbrian wrote:

How are you guys getting CLI's? I've had my card for 3 years and have tried everything and am still stuck with an 800 limit. Everytime I call, they say noone is getting CLI's right now but every now and then I read about people getting them on here. Just curious. 


Is your card the BB mastercard?

 

 

TU: 603 – EQ: 569 – EX: N/A – May 2010

Frequent Contributor
tsquad131
Posts: 474
Registered: ‎09-12-2010
0

Re: Best Buy CLI!

I read something before where if you got approved for a low amount and you never get an increase you never will if it's the lowest tier best buy store card so you might have to reapply for a new one or talk to a csr about that. Im not saying it's true I just saw a previous post about that.
FICO scores - 727 TU(Walmart)/ 727 EX(Amex app)/ 721 EQ(Discover app)
In My Wallet: BankAmericard Cash Rewards($2,000), Discover More($3,000), Chase Freedom($2,000), Fidelity Amex($1,000), Sam's Club Discover($4,400), SallieMae 5% Mastercard($5,000), Amex BCE($2,000) ,Citi Simplicity($2,000), Paypal SmartConnect($3,100), Walmart Store Card($2,350), Chase Amazon Visa($700), Target RedCard($500), Capital One Cash Rewards($750), Best Buy Store Card($1,900), HHGregg($2,000), Amazon Store Card($1,250),Newegg Preferred Account($2,000), Park West($2,000), BankAmericard Travel Rewards($5,000)
Regular Contributor
ferrari
Posts: 192
Registered: ‎07-21-2010
0

Re: Best Buy CLI!

It is true and they will cite that as a reason for denial on the letter they send you (Tier B card). But I read a post here sometime ago that it is possible to upgrade if you call CSR and nag them

Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

Re: Best Buy CLI!


ferrari wrote:

It is true and they will cite that as a reason for denial on the letter they send you (Tier B card). But I read a post here sometime ago that it is possible to upgrade if you call CSR and nag them


I experienced the same thing the first year i had my card. I'm assuming i was on the Tier B plan cause every time i would request a CLI the denial letter would state I'm at the max CL for my type of account. I called the credit department an complained about this like 2 or 3 times i was told to close the account an re apply to see if i could get a higher CL. That i didn't do. One night a year an a half ago i gave the button one last try an they gave me a $200 CLI to $800. I was shocked not sure if it had anything to do with me calling the credit department  a few times venting about how the card will never grow with me but i been getting CLI every 6 months since then. My credit has improved allot also since when I first applied so maybe that had something to do with it. I was going to close the account glade i didn't.


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Member
ivtecbrian
Posts: 8
Registered: ‎09-01-2010
0

Re: Best Buy CLI!

Yes I have the mastercard. When I called, they told me the tiers are only for store cards and B cards cannot get CLI's, however, since I have the mastercard, it doesn't affect me, just noone is getting CLI's at the moment. I have the gold card, and they suggested trying to reapply for the platinum so I might get a higher limit. I applied and was approved for the platinum with a higher interest rate and lower CL, so I cancelled the card. Luckily since I did it so quick, it hasn't affected or even shown up on my report that I did it. 

Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

Re: Best Buy CLI!

Does the MC offer 0% interest on certain purchases like the store card?


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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