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Best Buy Card Arrived Today!

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MovingForward_2012
Valued Contributor

Best Buy Card Arrived Today!

I got my new Best Buy card in the mail. It doesn't have the MC logo on it and the info enclosed says it is Program A. I've heard on here that Program B is bad as the account isn't eligible for CLIs and the card comes with a low limit. Did I score the good card? For those that missed my previous posts, I got approved for $2500. Thanks all.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 1 of 19
18 REPLIES 18
firstladyd
Contributor

Re: Best Buy Card Arrived Today!

Yeah you got the good one. I have store card but was recently informed that my card is at its Max cl. Ive had it for 2 years and it is set in stone at the starting limit $500. They say I have to close card and reapply if I want an increase. So Sucks. But I have $7200.00 discover limit. I like the zero % interest but seriously considering closing it.

Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Message 2 of 19
MovingForward_2012
Valued Contributor

Re: Best Buy Card Arrived Today!

Sweet! I tell ya, I was afraid to apply but I had $3000 worth of merchandise on the counter I really wanted (needed) for the new home. They said my score was 679. It was 703 but got dinged by the car, the house, and one other credit card. I am totally in gardening mode.

I would consider closing it and reapplying for the good one if you shop Best Buy.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 3 of 19
Tran92
Regular Contributor

Re: Best Buy Card Arrived Today!

So you were approved for the store card? That will be useful for financing in the future. Congrats.
TU 746 (10/13)
GOAL: 750+






Message 4 of 19
MountainHiker
Established Contributor

Re: Best Buy Card Arrived Today!

Congrats!!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 5 of 19
Anonymous
Not applicable

Re: Best Buy Card Arrived Today!

good limit for start.Congrats

Message 6 of 19
jm00ser
Regular Contributor

Re: Best Buy Card Arrived Today!

Congrats! It's a nice little card. Certainly has been helpful with their 0% financing offers! Now will it grow with you? You never know with CapOne...

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Message 7 of 19
MovingForward_2012
Valued Contributor

Re: Best Buy Card Arrived Today!

Thank you all! i did not believe I would get it! So very excited about all the benefits.

Yep that is the BIG question, will it grow with me? We will see! I have little faith when it comes to Cap1 and CLIs.

To answer the other poster's question: yes, I received the store version of the card in the mail yesterday. There is no "MC" logo on it and the paper that discuss the APR says "Program A" at the top.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 8 of 19
jsucool76
Super Contributor

Re: Best Buy Card Arrived Today!

The mastercard isnt necessarily bad anymore because from what I've heard they got rid of the gold card and now only have the platinum (which is one tier above the store card).

As far as growth, i know ron has like a 30k limit on his best buy card, so it is possible.
Message 9 of 19
Epcot
Valued Contributor

Re: Best Buy Card Arrived Today!

Congrats on the store version!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 10 of 19
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