Hey guys,
So, I've had the Best Buy store card for about a year, when HSBC was the bank behind it. It has a limit of $400, and it's in-store. Hence, it has been used once, maybe twice, if that. However, when I did use it, I usually PIF. There's no current balance on it.
So, with CitiBank taking them over, is it worth trying to PC to the BB MasterCard? I already have the Citi Forward with a 3k limit, but I feel like I'd actually use the card if I could get this to happen. Have people had success with this?
Currently I have:
Amex BCE: 2.5k
Citi Forward: 3k
Discover IT: 2.5k
Radio Shack: $300
BestBuy: $400
TU Score as of recent: 756 (gotta love Discover's free score!) 
@RyeBread wrote:Hey guys,
So, I've had the Best Buy store card for about a year, when HSBC was the bank behind it. It has a limit of $400, and it's in-store. Hence, it has been used once, maybe twice, if that. However, when I did use it, I usually PIF. There's no current balance on it.
So, with CitiBank taking them over, is it worth trying to PC to the BB MasterCard? I already have the Citi Forward with a 3k limit, but I feel like I'd actually use the card if I could get this to happen. Have people had success with this?
Currently I have:
Amex BCE: 2.5k
Citi Forward: 3k
Discover IT: 2.5k
Radio Shack: $300
BestBuy: $400
TU Score as of recent: 756 (gotta love Discover's free score!)
Unfortunately, Citi Retail Services (same PC policy as with the predecessor lender) will not be able to PC the store account to the co-branded BBMC. You would need to apply separately. Also, the Citi Forward is handled by a separate entity of Citi so there are different underwriting requirements for each.