Reply
Regular Contributor
amp0804
Posts: 112
Registered: ‎08-21-2009
0

Best Buy Card

Is there anyone out there that has had the Best Buy store card and automatically graduated to the Best Buy Mastercard? Just curious seeing as its from HSBC and all. Ive had mine for way over a year now and interested in turning it into a Rewards Zone Mastercard.
New Contributor
mark925
Posts: 50
Registered: ‎12-13-2008
0

Re: Best Buy Card

I don't believe one graduates into the other.  I have both cards myself (MC for 3 years and the store card since July).
Regular Contributor
-RED
Posts: 231
Registered: ‎08-07-2009
0

Re: Best Buy Card

I would not have both, because they are at the bottom w/Customer Service!!!
-800 or Bust...!
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
0

Re: Best Buy Card

I wouldn't think most people would want this. The store card is regarded as a better card that the MC --higher limits, better deals, etc.

My store card is currently at a $4K CL, and I don't think I remember reading about a BBMC with a limit like this. (There could well be, of course.)
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Member
tono
Posts: 14
Registered: ‎08-07-2009
0

Re: Best Buy Card

Both are independent, and will not graduate.

Also you should note that if you decide to apply for a HSBC Mastercard

-you will get a NEW REWARD ZONE ACCOUNT-

and they will not merge or respect the one you have for the Store card.

 

So if you are already a Silver Member you will have to start over again.
(Not that it takes too long to do so). It happened to me and in a matter

of 2 months I got the Premier Silver Status.

 

I like the card a lot, the only thing that annoys me, is that sometimes when
you make a payment they'll put it on hold for 5 - 10 business days.

 

Hope it helps.

Current Score (3/31/10): EX:721 | EQ:735 | TU:744
Established Contributor
mt2va
Posts: 532
Registered: ‎03-20-2009
0

Re: Best Buy Card

[ Edited ]

tono wrote:

Both are independent, and will not graduate.

Also you should note that if you decide to apply for a HSBC Mastercard

-you will get a NEW REWARD ZONE ACCOUNT-

and they will not merge or respect the one you have for the Store card.

 

So if you are already a Silver Member you will have to start over again.
(Not that it takes too long to do so). It happened to me and in a matter

of 2 months I got the Premier Silver Status.

 

 


This is not correct information.  I just app & got this card 3 weeks ago.  The application specifically asked for my reward zone member # which I supplied.  When I received my card in the mail my reward zone # is printed on the back of the Best Buy Reward Zone master card.  I have logged into my account & it shows my previous 91 points as well as my pending points from my recent purchase. It is not a new reward zone member # but the same one I've had for several years.

Message Edited by mt2va on 09-23-2009 12:36 PM
Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
Current (7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)



Member
tono
Posts: 14
Registered: ‎08-07-2009
0

Re: Best Buy Card

I am sorry, but this was my case.

I'm glad for you though :smileywink:

Current Score (3/31/10): EX:721 | EQ:735 | TU:744
Regular Contributor
amp0804
Posts: 112
Registered: ‎08-21-2009
0

Re: Best Buy Card

Thanks for all the replies! Glad to hear people enjoy the card ive had mine for alittle while now and hope to have a CLI

soon right now the limit is only 1,100.00

New Contributor
mark925
Posts: 50
Registered: ‎12-13-2008
0

Re: Best Buy Card


haulingthescoreup wrote:
I wouldn't think most people would want this. The store card is regarded as a better card that the MC --higher limits, better deals, etc.

My store card is currently at a $4K CL, and I don't think I remember reading about a BBMC with a limit like this. (There could well be, of course.)

The store card seems to be the better of the two. I got the MC back when I was in the process of building up my credit.  It's a toy card, basically.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}