@PlasticOrPlastic wrote:
@mongstradamus wrote:I really have no interest in the card but was wondering if you could double dip with shop discover if you shop online
Yes yes you can
I actually really enjoy my BB card since CITI took over. Cap1 wouldnt give me a CLI or waive the $59 AF. I was stuck at $500 for almost 3 years, finally got annoyed and closed it. I app'd in May of this year, and was instantly approved for the store card with no AF! Best part...$2000 limit! So far I've been very happy with CITI on this card and the 0% is awesome (not to mention the 10% in points right now). I wouldnt mind an auto CLI but I'll probably end up trying for a HP cli at the 1 year mark so I can buy some appliances at 0%.
There was an AF on those card back when Capital one had them? Thank god they declined me all those times I applied for them lol
@Closingracer99 wrote:
@PlasticOrPlastic wrote:
@mongstradamus wrote:I really have no interest in the card but was wondering if you could double dip with shop discover if you shop online
Yes yes you can
I actually really enjoy my BB card since CITI took over. Cap1 wouldnt give me a CLI or waive the $59 AF. I was stuck at $500 for almost 3 years, finally got annoyed and closed it. I app'd in May of this year, and was instantly approved for the store card with no AF! Best part...$2000 limit! So far I've been very happy with CITI on this card and the 0% is awesome (not to mention the 10% in points right now). I wouldnt mind an auto CLI but I'll probably end up trying for a HP cli at the 1 year mark so I can buy some appliances at 0%.
There was an AF on those card back when Capital one had them? Thank god they declined me all those times I applied for them lol
Yes sir I had the MC with $59 AF, terrible card...$500 limit didnt help either, and of course it was Cap1 so CLI was a word they didnt know well.
I had the Cap 1 BB card back in 2011. I paid off and they keep sending me bills , late fees when i paid before the due date. Finally i close down the card last year. One of my friend got this citi BB card last month, with 2k line on a 1700$ purchase, hope he gets a cli . Wish they give 3X or double the purchase amount as credit line so that the card donr show as maxed out when it reports.
@Closingracer99 wrote:
@PlasticOrPlastic wrote:
@mongstradamus wrote:I really have no interest in the card but was wondering if you could double dip with shop discover if you shop online
Yes yes you can
I actually really enjoy my BB card since CITI took over. Cap1 wouldnt give me a CLI or waive the $59 AF. I was stuck at $500 for almost 3 years, finally got annoyed and closed it. I app'd in May of this year, and was instantly approved for the store card with no AF! Best part...$2000 limit! So far I've been very happy with CITI on this card and the 0% is awesome (not to mention the 10% in points right now). I wouldnt mind an auto CLI but I'll probably end up trying for a HP cli at the 1 year mark so I can buy some appliances at 0%.
There was an AF on those card back when Capital one had them? Thank god they declined me all those times I applied for them lol
I had the cap1 store card version and there was no AF....I guess maybe there was one on the mastercard version?
@physicist82 wrote:
@Closingracer99 wrote:
@PlasticOrPlastic wrote:
@mongstradamus wrote:I really have no interest in the card but was wondering if you could double dip with shop discover if you shop online
Yes yes you can
I actually really enjoy my BB card since CITI took over. Cap1 wouldnt give me a CLI or waive the $59 AF. I was stuck at $500 for almost 3 years, finally got annoyed and closed it. I app'd in May of this year, and was instantly approved for the store card with no AF! Best part...$2000 limit! So far I've been very happy with CITI on this card and the 0% is awesome (not to mention the 10% in points right now). I wouldnt mind an auto CLI but I'll probably end up trying for a HP cli at the 1 year mark so I can buy some appliances at 0%.
There was an AF on those card back when Capital one had them? Thank god they declined me all those times I applied for them lol
I had the cap1 store card version and there was no AF....I guess maybe there was one on the mastercard version?
Yes I should have clarified that, even with Citi there are 4 possible BB cards to get: "good" store card and MC and "not so good" store and MC. I'm very happy with the store card since I only use it at BB anyway, and it has no AF, something my Cap1 version didnt offer me.
@PlasticOrPlastic wrote:
@ScoreOrBeScored wrote:I applied online 2 weeks ago. According to the letter I got in the mail I had a 655 Experian score with a 2 yrs old $5,500 judgement from capital one showing.when I submitted the app the next screen asked me to call in to finish the app process.got asked to verify my name , address, income etc. and they asked if they could text me to verify my cell number and that it was me, gave them the code I was texted and was placed on hold for 5 minutes, came back and said I was approved for $2k and I could use my account I store or online before I got the card. I bout a new tv for $2,500. Put $1,900 on my BB account and da balance on my Amex card. I took the 12 month 0% interest offer rather than the 10% extra reward points. I hope this helps. I say go for it. Oh yeah...... I applied for a Citi credit card while I was on hold and got denied instantly. I'm assuming their under writing criteria is different from their main credit card accounts/line up.
Very different, I got instant approval for BB store card no AF and $2000 limit, but I cant get a CITI card for the life of me.
You already have a "Citi" card since they are the ones who are offering it. Give it a few and might have a better chance?
I got the store card back in 06/2011 (by HSBC - I think) with a starting limit $4,600 and no AF. My scores were really good back then 
. Then the card changed to Cap1, and now it is with Citibank. The limit has not changed, and I took a HP last month for CLI but was declined.
@Closingracer99 wrote:
@PlasticOrPlastic wrote:
@ScoreOrBeScored wrote:I applied online 2 weeks ago. According to the letter I got in the mail I had a 655 Experian score with a 2 yrs old $5,500 judgement from capital one showing.when I submitted the app the next screen asked me to call in to finish the app process.got asked to verify my name , address, income etc. and they asked if they could text me to verify my cell number and that it was me, gave them the code I was texted and was placed on hold for 5 minutes, came back and said I was approved for $2k and I could use my account I store or online before I got the card. I bout a new tv for $2,500. Put $1,900 on my BB account and da balance on my Amex card. I took the 12 month 0% interest offer rather than the 10% extra reward points. I hope this helps. I say go for it. Oh yeah...... I applied for a Citi credit card while I was on hold and got denied instantly. I'm assuming their under writing criteria is different from their main credit card accounts/line up.
Very different, I got instant approval for BB store card no AF and $2000 limit, but I cant get a CITI card for the life of me.
You already have a "Citi" card since they are the ones who are offering it. Give it a few and might have a better chance?
Yes but I'd like one like yours I have a BK7 from 2011 it pretty much promises I wont have an AMEX, Chase, or CITI card for another 3-4 years unfortunatly.