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@Ryan2151 wrote:I called and had them lower my APR from 18.99 to Prime + 7.15. Not sure what that is at this point, but has to be better than before.
The WSJ Prime Rate is currently 4.00%. Prime + 7.15% = 11.15%
Thanks Psychic! BTW - is that how you got 800's, being psychic and invading their minds?
Just kidding, I bet there are years of hard work and responsibility behind those. I am going to join your club someday!
not sure that you're locked into the cl they give you initially. I accidentally apped for this card (clicked it v. the store cc online duh on me). got 300 cl. joy. not. called to activate- got 150 cli. on my SECOND STATEMENT, I got 200 auto cli. am now @ 650 CL and my 2nd stmt just cut days ago. by contrast, my orchard that I've had for nearly 2 YEARS has NEVER gotten a cli. lol I love hsbc (not).
@Ryan2151 wrote:Thanks Psychic! BTW - is that how you got 800's, being psychic and invading their minds?
Just kidding, I bet there are years of hard work and responsibility behind those. I am going to join your club someday!
You're very welcome Ryan2151!
You make certain to let me know when your scores are in the 800s!!!