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Established Member
Memo10
Posts: 19
Registered: ‎03-08-2012
0

Best Buy MasterCard Backdoor Number!

I requested a CLI not that long ago and was given the dreaded, "Your request is under review, we will send you a letter through mail with our response." I just received the letter and was denied the increase. They stated in the letter that the reason why I was denied was because of my debt utilization and that the number of inquiries I had was too high. They also pulled my Experian, which is the lowest of my scores. My credit report was recently updated, a few of my inquires have dropped; my debt utilization has also decreased. Is it a good idea to call the backdoor number and ask for a recon, since a few things have changed in my report?


Starting Score: EQ: 649 EX: 636 TU: 658
Current Score: EQ: 649 EX: 636 TU: 658
Goal Score: EQ: 720 EX: 720 TU: 720


Valued Member
casi218
Posts: 46
Registered: ‎09-26-2009
0

Re: Best Buy MasterCard Backdoor Number!

It couldn't hurt to try :smileyhappy: Would it be another HP though? Maybe you could call and tell them and they wouldn't have to repull, I have no idea, just a thought! :smileyhappy:

Valued Contributor
tray
Posts: 1,399
Registered: ‎01-29-2008
0

Re: Best Buy MasterCard Backdoor Number!

[ Edited ]

I was also denied a cli with BBRZMC in which was a hard pull on my eq which I definitely then called the backdoor number of hsbc from the sticky thread this forum offers, after speaking with the rep she asked what I was looking for I said $1,500 I only was granted $500.00, also they used the same report that was pulled for the 1st request which was good.  But I would call if I was you do not let that hard pull go to waste if you can help it.  Good Luck


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Senior Contributor
john398
Posts: 3,517
Registered: ‎01-19-2009
0

Re: Best Buy MasterCard Backdoor Number!

Try 1-800-305-0533  they are very freindly they even asked me how my day was.....its for HSBC retail services direct to a credit analyst


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