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Epic Contributor
Posts: 22,721
Registered: ‎10-23-2007
0

Best Buy MasterCard is now the "Prime" Card?!

Has anyone seen now that if you apply for a new account they first consider you for the Best Buy MasterCard and then if you don't qualify they will consider you for a store "Private Label" Card?!

Better Limits these days?

What's the scoop?

Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Established Contributor
Posts: 662
Registered: ‎02-20-2013
0

Re: Best Buy MasterCard is now the "Prime" Card?!

I wonder if GE is backing the private label card.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Valued Contributor
Posts: 1,381
Registered: ‎09-01-2011
0

Re: Best Buy MasterCard is now the "Prime" Card?!

Been that way for a few years and they began publicly outlining the process since last summer or fall. I think the consideration matrix is Platinum RZMC, Gold RZMC $0 AF, Private Label A/B then Gold RZMC AF edition.

Epic Contributor
Posts: 22,721
Registered: ‎10-23-2007
0

Re: Best Buy MasterCard is now the "Prime" Card?!


mxp114 wrote:

Been that way for a few years and they began publicly outlining the process since last summer or fall. I think the consideration matrix is Platinum RZMC, Gold RZMC $0 AF, Private Label A/B then Gold RZMC AF edition.


I have had the Gold No AF MC and I would not call it anything prime!

The only thing prime about it when I got it was the $0 AF, it was a new thing they had just did then, but that was still when it was HSBC and it was the sub-prime product.

I have not heard of anyone getting upgraded out of store to MC so I'm unclear of how they are changing what I call mind set of the Rewards Zone MasterCard from Best Buy NOT being prime except the few acceptions I have seen on here with $10k+ lines.

Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Super Contributor
Posts: 5,496
Registered: ‎05-23-2009
0

Re: Best Buy MasterCard is now the "Prime" Card?!

Best Buy RZMC Platinum with No AF 17.99% has been prime for years.  Not too many people get approved for the card.  

 

 

Ron.

Epic Contributor
Posts: 22,721
Registered: ‎10-23-2007
0

Re: Best Buy MasterCard is now the "Prime" Card?!


Ron1 wrote:

Best Buy RZMC Platinum with No AF 17.99% has been prime for years.  Not too many people get approved for the card.  

 

 

Ron.


I had about the same usual "great" customer service as usual from Household and Capital One!"

She gave me the script of "The economy does not allow Capital One to offer lower rates than 22.99% on my account"

 

UMM... The economy is currently offering 17.99% on new accounts!

Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Valued Contributor
Posts: 2,256
Registered: ‎07-23-2012
0

Re: Best Buy MasterCard is now the "Prime" Card?!

i like the store card look more anyways. 

i have a legacy best buy store card! :smileywink:

 

as far as new apps im not really sure. 

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:6


2014 Goals:
Lower Utility
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Amex Zync(Unicorn)
Chase Freedom$1500
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Citizens Mastercard$7000
Regular Contributor
Posts: 232
Registered: ‎02-02-2012
0

Re: Best Buy MasterCard is now the "Prime" Card?!

I want a Best Buy card. I don't even shop @ Best Buy very often, but I've been denied for a BB card 5 times in my life and It's just a matter of pride now. Yea, it doesn't have to make sense. I could actually probably get approval now, but I'm gonna wait til just the right time...

Wallet:
CapOne QuicksilverOne $500/VS $700/Express $500/Walmart $2000/Old Navy $600/SC Telco Visa $1K/HH Gregg $1500/Target REDcard $200



Senior Contributor
Posts: 3,769
Registered: ‎10-02-2012
0

Re: Best Buy MasterCard is now the "Prime" Card?!

I would want the MC Platinum version! But not everyone gets it :smileysad:

Epic Contributor
Posts: 22,721
Registered: ‎10-23-2007
0

Re: Best Buy MasterCard is now the "Prime" Card?!


Creditaddict wrote:

mxp114 wrote:

Been that way for a few years and they began publicly outlining the process since last summer or fall. I think the consideration matrix is Platinum RZMC, Gold RZMC $0 AF, Private Label A/B then Gold RZMC AF edition.


I have had the Gold No AF MC and I would not call it anything prime!

The only thing prime about it when I got it was the $0 AF, it was a new thing they had just did then, but that was still when it was HSBC and it was the sub-prime product.

I have not heard of anyone getting upgraded out of store to MC so I'm unclear of how they are changing what I call mind set of the Rewards Zone MasterCard from Best Buy NOT being prime except the few acceptions I have seen on here with $10k+ lines.


Foot in mouth... OMG you have a $25k limit but FURTHER MORE you have a $40k limit with Discover?!???

That's like urban myth! TELL ME EVERYTHING PLEASE PLEASE PLEASE WITH A CHERRY ON TOP!

 

How long have you had?

Financial review at some point or just long long history to get you there?

requests mostly or auto mostly?

Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:

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