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I use this card alot (Maybe that was my problem) and was denied a CLI. I have a new job I make more money I use the card and pay it in full and if i do use any kind of promotion i pay it off in a timely matter. I havent requested an increase in a year and a half. Im wondering what the letter will say or if there is anything I can do about it. I cant get any luv from any of my accounts (target,bofa,best buy) after having them for 2 years.
As far as I know the Best Buy *store card* has 2 tiers.. A & B
The A-Tier maxes out at a 10k CL and is eligible for increases. The B-Tier has a slightly higher interest rate (both have terrible interest rates) but I had heard it wasn't eligible for increase-- or they may cap out at $800.
It's probably the bank card, and it's probably because of systems preparations for the new credit card act going into place this spring. There are a couple of other threads out here that discuss it, one of which is at the link below.
http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=206319
@defserv wrote:
As far as I know the Best Buy *store card* has 2 tiers.. A & B
The A-Tier maxes out at a 10k CL and is eligible for increases. The B-Tier has a slightly higher interest rate (both have terrible interest rates) but I had heard it wasn't eligible for increase-- or they may cap out at $800.
I think my brother has the Tier-B account.