Re: Best Buy Pre approval??? - myFICO® Forums - 687658

myFICO® Forums

Get Access Now

After the pre- approval what report will HSBC pull?

Thanks

Message 1 of 25

24 REPLIES 24

When I got my BB RZMC they pulled all 3 CRA's

AMEX Platinum NPSL | AMEX Zync NPSL | AMEX Delta Platinum $4000 | Travelocity Amex $4000 | CapOne No Hassle Rewards $2500 | BBRZ MC $800 | Local CU Visa $1000 | Kay $2000 | Citi Hilton HHonors Reserve $5000 | Chase Marriott Rewards $5000 | BankAmericard Travel Rewards Visa $7000 | Discover IT $1000
In the garden until 10/2014

Message 2 of 25

I applied today and was approved and I'm pretty sure they pulled EQ.

Starting Score: Jan 15 2013 EQ:424
Current Score: June 20th 2013 EQ:600
Goal Score: 620+

Take the FICO Fitness Challenge

Message 3 of 25

Pulled all 3 CRAs for me too!!!!!! At least they gave me $300cl and no AF.......Former Orchard (400cl) cardmember for 4 years.... Closed it before I applied for the BBRZ MC.

Fico 8 Scores: EX: 787 (6/25/21) EQ: 788 (6/12/21) TU: 750 (2/21/21)
Fico 9 Scores: EX: 799 (11/9/20) EQ: 794 (10/13/20)

Ch7 BK Filed on 10/13/2013 - Discharged 1/14/14

Amex Blue Cash Preferred $15K | Amex Gold Card | Citi Costco Visa $7700 | USBank Altitude Go Visa Sig $10K | USBank Cash+ Visa $8K | C1 Savor MC Elite $15K | C1 Venture One $10K | C1 Quicksilver Visa Sig $10K | C1 Quicksilver WMC $10K | Penfed Plat Rewards Visa $9,500 | Penfed Power Cash Rewards Visa $11K | Discover IT $7500 | USAA Pref Rewards Visa $5K | Penfed Path Visa $10K | Logix FCU Plat MC $12K | SDCCU Plat Visa $2,500 | Best Buy Visa $2K | Chase Amazon Prime Visa Sig $500 | Consumers CU Visa Cash Rebate $5K | PNC Points Visa $2500 | JCPenney $1,800 | Abound CU Plat Visa $5K | Lowes $7K | HSN Card $3K | Walmart MasterCard $2K | Walmart Store Card $2K | Kohls $1K | Target Red Card $800 | QVC Card $800

Message 4 of 25

Yeah they gave me a $500cl and no AF..Wish it would've been more since I shop so much at best buy (I'm there every weekend ) I'm ok with it since it doesn't have an AF, unlike my HSBC Plat. MC which I'm going to be closing very soon

AMEX Platinum NPSL | AMEX Zync NPSL | AMEX Delta Platinum $4000 | Travelocity Amex $4000 | CapOne No Hassle Rewards $2500 | BBRZ MC $800 | Local CU Visa $1000 | Kay $2000 | Citi Hilton HHonors Reserve $5000 | Chase Marriott Rewards $5000 | BankAmericard Travel Rewards Visa $7000 | Discover IT $1000
In the garden until 10/2014

Message 5 of 25

They do soft pull for the pre-approval correct? Because i didn't go futher than the pre-approval. But they pre approved me for a card.

Message 6 of 25

Correct..Pre-approval was just a soft pull

AMEX Platinum NPSL | AMEX Zync NPSL | AMEX Delta Platinum $4000 | Travelocity Amex $4000 | CapOne No Hassle Rewards $2500 | BBRZ MC $800 | Local CU Visa $1000 | Kay $2000 | Citi Hilton HHonors Reserve $5000 | Chase Marriott Rewards $5000 | BankAmericard Travel Rewards Visa $7000 | Discover IT $1000
In the garden until 10/2014

Message 7 of 25

I got my approval today and was wondering about how long did it take to receive your card?

Starting Score: Jan 15 2013 EQ:424
Current Score: June 20th 2013 EQ:600
Goal Score: 620+

Take the FICO Fitness Challenge

Message 8 of 25

My card arrived about 7 days later

AMEX Platinum NPSL | AMEX Zync NPSL | AMEX Delta Platinum $4000 | Travelocity Amex $4000 | CapOne No Hassle Rewards $2500 | BBRZ MC $800 | Local CU Visa $1000 | Kay $2000 | Citi Hilton HHonors Reserve $5000 | Chase Marriott Rewards $5000 | BankAmericard Travel Rewards Visa $7000 | Discover IT $1000
In the garden until 10/2014

Message 9 of 25

Whats the website?

Message 10 of 25