Best Buy Pre approval???

[Anonymous]

I was just approved acouple days ago. I went through the pre-approval. Got invited to try and get the card. They pulled my TU and gave me 100 credit limit. Still waiting for the card.

Link is https://www.hsbcapply.com/start/rewardzonemastercard

[Anonymous]

Just got a pre approval, but not ready to settle for low limit cards...I'll wait until my history on my current cards have hit the 1+ year mark

[tray]

HSBK Reward Zone Mastercard only pulled EQ for me although they are being very stingy nowadys with the cl's with only giving $100.00 cl is a waste, and to top it off now there is an issue on even giving out cli's and who even knows when it is going to start,  if it even does???

[Anonymous]

If you are pre-approved for the gold, I'd steer clear unless you don't mind having a toy card. If you are pre-approved for the platinum version then it will have nicer limits.

[hedgeclipper2]

on a whim i did the prequal too, prequaled for platinum card so i bit the bullet.  instant approval for $600 limit.  not bad, at least there is no annual fee!

id like a better CL but hopefully since this is less subprime than the gold card, they will grow with me.  does anyone know about CLI's with the platinum card?

[Anonymous]

HSBC is currently not offering CLIs on any of their products other than store-only cards until at least the Fall, but maybe longer.

[hedgeclipper2]

yeah, i know.  i have a rewards card with them.  perfect payment history.  low utilization, and i use it every single month to keep activity.  been stuck at $320 for a year now.  im about to cancel it though.  its my lowest limit since i started rebuilding.  my highest limit is $2000 and hsbc will not budge on the $320.  ugh.

[CreditBuilder01]

Approval today!!!  Gold card with $500 CL

I was reading the threads and my lender suggested that I get one more credit card to help utilization.  Prior to today only one Visa thru First Initial/Legacy with a $450.00 CL.  Just paid it down last week to under 9% utilities to help boost scores need 620 to get approval

Lender Pulled

602- TU 7/6/10

598- EX 7/6/10

600- EQ 7/6/10

I have not received an alert that my score has increased due to visa balance reporting at $24.00 as of 7/20/10 per the statement  balance, hopefully I will be able to see an increase by end of week once CC update hits CRA's.

I have been working on this and it was a blessing to receive the card with the $500 CL!  I was only expecting the $100 CL since the pre approval said I pre-qualified for the Gold Card.

This forum has kept my hope alive in the midst of all the negative collection agency reporting and nonsense and the repair rebuilding process.

I had to share the good news!!!  Happy Monday!

[sdbizexec]

FYI, If you have ever had ANY HSBC Bank Credit Card no matter who's name was on the front and had a problem with them in the past, be pre paired to get a decline even if the pre approval says your approved. Happened to me....... =/

[swins24]

I have a charged off hsbc two years ago and i still got the bestbuy gold card no af 500 cl a few weeks ago.

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@keikdasneak wrote:

After the pre- approval what report will HSBC pull?

Thanks

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