08-02-2010 11:58 AM
My wife went ahead and applied for a Bestbuy CC, and she was declined for too much DEBT to INcome Ratio
she did not place my added income in and i feel like thety added her school loans in the mix even though thwey are defferred is that good enough to maybe call the recon number for ????
08-02-2010 07:09 PM
you can't recon HSBC.
and to the other poster about burning HSBC and not being able to get the best buy card.. that's wrong, I just got the Gold BBMC last week and I have burned HSBC in each of my 2 bankruptcies.
08-03-2010 12:14 AM
Damm, I pre-qualified for the Gold card and even though I'm a Best Buy groupie and would LOVE to pull the trigger and hit the apply button I'm going to have to pass and continue 'gardening' for the remainder of the year. Between some of the lates that are falling off of my credit reports this year and some of the inquiries reaching the one year mark and losing their negative impact on my scores I'm looking (hoping) to see some decent score increases before the end of the year.
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08-04-2010 11:11 PM
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