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Frequent Contributor
jaystay
Posts: 368
Registered: ‎09-14-2009

Re: Best Buy Reward Zone MC: Plan A or Plan B?

 


blacklotus wrote:

What gets you in trouble is if you use these cards like normal credit cards which they are not designed to be.  Also never use it for emergencies- saving $100 for a rainy day is not that hard.

 


 

I was actually planning on using it  a lot even though its only 100, otherwise how are we supposed to earn rewards with it? My plan is to charge, then PIF next day or whenever the charge gets processed, then charge again and pay next day, etc etc. They told me they report at the end of the month, so I'll make sure not to have a high balance around that time and also around the time my statment posts.

 


EQ Starting Score: 579 | TU Starting Score: 568
EQ Current Score: 650 | TU Current Score: 653
EQ Goal Score: 1000 | TU Goal Score: 1000


Regular Contributor
blacklotus
Posts: 235
Registered: ‎02-14-2010

Re: Best Buy Reward Zone MC: Plan A or Plan B?

Sounds like a good plan- personally I wouldn't use it quite that often though it seems like it might raise some flags.


TU Fico 736 EQ Fico 730 (December 2012)
Established Contributor
beenthere
Posts: 971
Registered: ‎01-13-2008

Re: Best Buy Reward Zone MC: Plan A or Plan B?

Don't spend over $10 without paying it off immdeiately or it will hurt your fico score. The card really is worthless.

1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693
Member
jbbb24
Posts: 18
Registered: ‎03-05-2010

Re: Best Buy Reward Zone MC: Plan A or Plan B?

Boy, I got a surprise when I received this card. $750 credit limit w/ no annual fee. I thought I would fall over as I was expecting $100. I'm happy but many that have scores around mine get stuck with the crappy $100. Perhaps my secured orchard card helped though. Interestingly, its my highest limit.  


Starting Score: EX: 520 EQ: 525 TU: 540
Current Score: EQ: 620 TU: 670
Goal Score: 700


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Orchard: $500 Credit One: $275 Walmart: $475 CapOne: $500 Bestbuy: $750
Member
kidkind2003
Posts: 7
Registered: ‎03-27-2010

Re: Best Buy Reward Zone MC: Plan A or Plan B?

Nice that's my kind of surprise.


Starting Score:3/09471
Current Score:6/29/10> 687
Goal Score: 750


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