No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I currently have both a Capital One card and a PNC rewards card which I have no use for. My RZMC is my primary card of choice. On avereage I spend anywhere from $800 - $1500 / month on this card which earns me a decent chunk of cash to use at Best Buy.
250 points = $5
1 point = $1.00 at BB.
.5 point = $1.00 anywhere.
When you spend $2500 in a calendar year (on anything), you'll become a Premier Silver member which earns you a 50% bonus in points for items purchased at best buy... so...
It's not a bad gig when you can get $20+ each month to use at the store. Buying video games earns even more, for every $150 you spend, you get $10 back.
@Anonymous wrote:I currently have both a Capital One card and a PNC rewards card which I have no use for. My RZMC is my primary card of choice. On avereage I spend anywhere from $800 - $1500 / month on this card which earns me a decent chunk of cash to use at Best Buy.
250 points = $5
1 point = $1.00 at BB.
.5 point = $1.00 anywhere.
When you spend $2500 in a calendar year (on anything), you'll become a Premier Silver member which earns you a 50% bonus in points for items purchased at best buy... so...
It's not a bad gig when you can get $20+ each month to use at the store. Buying video games earns even more, for every $150 you spend, you get $10 back.
2 points for every dollar purchased at Best Buy, actually, when using the Best Buy RewardZone MasterCard.
Can you share that pre-approval link?
Thanks!
https://www.hsbcapply.com/start/rewardzonemastercard?media=B5IM29H20061100001EM
Here ya go!
I did the pre-qual yesterday and was pre-qualified for the BB mastercard. I applied and was declined. The reason stated "Insufficient credit references".
They pulled TU. I have no credit cards whatsoever. I do have one revolving account that shows as closed as of 2005. My TU FAKO is 704. I tried to pull actual FICO's from this site but couldn't. You might want to apply in the store. I've heard you get better results this way.