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Rebuilding101
Posts: 176
Registered: ‎03-11-2010
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Re: Best Buy Reward Zone Mastercard

"Your application is under review. You will hear from us in 10-14 days."

 

 

:smileysad: I guess I shouldn't have applied after all.


Starting Score(4/1/10): EQ: 631--- TU: 646
Current Score(4/1/10): EQ: 725--- TU: 686
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Regular Contributor
blacklotus
Posts: 235
Registered: ‎02-14-2010
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Re: Best Buy Reward Zone Mastercard

 


Rebuilding101 wrote:

"Your application is under review. You will hear from us in 10-14 days."

 

 

:smileysad: I guess I shouldn't have applied after all.


 

Look back further in this thread- that's what I got I think it's standard for HSBC.:smileyhappy:

 


TU Fico 736 EQ Fico 730 (December 2012)
Regular Contributor
Rebuilding101
Posts: 176
Registered: ‎03-11-2010
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Re: Best Buy Reward Zone Mastercard

Sweet! Thanks.


Starting Score(4/1/10): EQ: 631--- TU: 646
Current Score(4/1/10): EQ: 725--- TU: 686
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Rebuilding101
Posts: 176
Registered: ‎03-11-2010
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Re: Best Buy Reward Zone Mastercard

OMG! Ridiculous! I just got approved for 1,000. Why do I even need Capital one and BofA now? I wish I had found this before I got that dumb secured card. Grrrr. Oh well. WOOHOOOO!!!


Starting Score(4/1/10): EQ: 631--- TU: 646
Current Score(4/1/10): EQ: 725--- TU: 686
Goal Score: EQ: 850--- TU: 850


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Regular Contributor
blacklotus
Posts: 235
Registered: ‎02-14-2010
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Re: Best Buy Reward Zone Mastercard

[ Edited ]

After being involved in this thread I am starting to highly doubt HSBC declines anyone for this card (RZMC).  Read back further.  They might start you out a a very low CL but probably not an outright denial.  I think HSBC likes to offer "microloans" instead of denial.  :smileyhappy:

 

Maybe they are trying to win the Nobel Prize for Credit Cards! LOL:smileyhappy:


TU Fico 736 EQ Fico 730 (December 2012)
Regular Contributor
Rebuilding101
Posts: 176
Registered: ‎03-11-2010
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Re: Best Buy Reward Zone Mastercard

I am ridiculously ecstatic over this card, and it will become my primary. I just wish I hadn't gotten that secured card, or the cap one for that matter. Oh well. It all happens for a reason right?

Starting Score(4/1/10): EQ: 631--- TU: 646
Current Score(4/1/10): EQ: 725--- TU: 686
Goal Score: EQ: 850--- TU: 850


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Regular Contributor
blacklotus
Posts: 235
Registered: ‎02-14-2010
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Re: Best Buy Reward Zone Mastercard

IMHO I would keep those old cards for what they are designed for- small purchases every month that you PIF.  That way you will build positive payment histories on multiple accounts.  I have read some users close down these but I would definitely keep building your payment history for at least like a year.  Then if the AF really are getting under your skin close them.  I could see keeping them open and active for 2 years actually.  Just my humble opinion...:smileyindifferent:


TU Fico 736 EQ Fico 730 (December 2012)
Regular Contributor
Rebuilding101
Posts: 176
Registered: ‎03-11-2010
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Re: Best Buy Reward Zone Mastercard

That is actually very good advice, and one that I will follow! Its just that the Cap One card is so annoying to use right now. I pay it off weekly, seriously, and usually 300+ weekly, so it'll be nice to not have to do that anymore. The only thing that concerns me is that Cap One sees I'm not using it as mich and reduces my limit, but that may just be my excuse to close it later in the future. Thanks for all ur advice!!!

Starting Score(4/1/10): EQ: 631--- TU: 646
Current Score(4/1/10): EQ: 725--- TU: 686
Goal Score: EQ: 850--- TU: 850


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Rebuilding101
Posts: 176
Registered: ‎03-11-2010
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Re: Best Buy Reward Zone Mastercard

Intersting, I used to do the pre approval for HSBC and it would offer the platinum card, now I do it and it offers a secured card.


Starting Score(4/1/10): EQ: 631--- TU: 646
Current Score(4/1/10): EQ: 725--- TU: 686
Goal Score: EQ: 850--- TU: 850


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tono
Posts: 14
Registered: ‎08-07-2009
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Re: Best Buy Reward Zone Mastercard

Yey!!!!!!!!!!!!!!

 

Thanks to all, after being under review for "10-14" decided to call and:

Congratulations! Your application has been approved. For $2,000 !

 

I got approved for the PLATINUM MC. with NO Annual Fee 

 

Thanks again everyone!

 

:smileyvery-happy:

Current Score (3/31/10): EX:721 | EQ:735 | TU:744

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