yes that was it, an electronic reject letter.. I will apply for something else six months or so..
I don't understand how Citi approved you for a store card yet declines you for a bankcard!
You state that the letter was electronic generated- how did you app was it online?
yes applied online with the citi forward, and the home depot in person..
I hope that you realize that your scores now are maybe one negative item away from being from SUBPRIME to PRIME!
I hope you know because the difference between SUBPRIME and PRIME is huge. I actually don't even think a new credit card is needed to push you the few extra points you need right now but a bankcard would definitely help a little in the future.
Once you get your score into the prime range you shouldn't have anymore problems- I'm letting you know this from experience. You could be -1 FICO point from being in the prime rate zone and only able to get a secured CC. and you could be +1 FICO point into the prime rate zone and qualify for a gold or plat card!
thanks for the advice, i have look on the forums since you asked these questions. I will look into getting the deleted. thanks for your help and how is the weather in the prime area?
Well i dont need to applied than, because I have a couple of baddies that is paid as well, almost 2 years know......
Just an update:
I apped online on MAR 6- I am still waiting for my card and the terms!
finally got my card on the fifteenth it took 12 days so you will probably see it early next week. their should be a toll free number you can call to check your cl.
I got denied a few weeks ago and then got a letter in the mail saying they needed to verify my name and ssn. I called them up and after a few verid questions they approved me for 100 lol.