Thanks for the tips on getting clis. I will try to use this small cl 3 xs its limit monthly hehe without maxing it out and going home quickly and paying it off. I have decided I will give it 8-12 months and if it does not grow with me any bit, then I will most likely close at that time. Oh my gosh, who the heck knows whats going on, I got that Walmart card last month for 1200, thankfully its my highest limit and my fav card, so I thought all cards would follow suit. I do have alot of inq lately and new accts, so maybe this is what has affected the best buy lower limit who knows, also I just got a direct rewards platinum discover with a 300 limit 3 days from the discover site as a counter offer, both are from Hsbc, I take it they are a little conservative as well, I know I have taken some hits but GEMB also just granted me a paypal buyer credit card for 500 with the same inquiry used as best buy for 500. lol and this was 3 days after... There is a thread going on and apparently alot of 100, 300 cls from Best buy hsbc going on right now, so I will stick tight and like I said if I dont see anything substantial, I will just close in 8-12 months. Also, the rest of my baddies are falling off early nezt year, so Im on a credit freeze after this last paypal buyer credit, plus everything I need I can get from my 1200 Walmart card anyways, everything else was just to get my total credit granted up. Maybe Walmart made a mistake and didnt mean to give me that much? LOL Oh well, cant take it back now, Im keeping it!! I just canceled First Premier because they were my first starter card yet they were 79.9% apr and no clis for 13 months and they would charge u for them. Now I feel like HSBC is kind of like another first premier, but at least the apr is a littler better. hehe
