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04-27-2013 11:16 AM
04-27-2013 11:36 AM
I was approved 2 weeks ago for the Best Buy Gold MasterCard with an annual fee of $59 and low limit of $300.
I assuming this is the Plan B card although I couldn't find anything in the disclosure that says Plan B.
I received the card today but I haven't activated it yet. It hasn't shown up yet on my reports. I'm wondering if I should close the account. Anyone know if it will still report if I don't activate it? I don't want the trade line to show as opened and then closed the next month, so if it will report anyways then I will just keep it.
Is this Plan B card not eligible for any credit limit increases?
I shop at Best Buy pretty often so I would use the card for the 4% back but with that toy limit it won't get much use.
Plan A vs. B is a store card thing... not the MasterCard.
This is pretty much a terrible card but sit tight, later this year in Sept. Oct. the Best Buy Credit Cards (Store and MC) will be moving to Citi. I am hoping once over at Citi we can do something with them, I don't feel like $300 MasterCards are usually something Citi hands out!
04-27-2013 08:19 PM
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