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Regular Contributor
Boonie
Posts: 202
Registered: ‎02-08-2010

Best Buy Rewardzone MC CLI finally

Got the card in 03/2010 with $300 limit when my scores were much lower.  Have applied for a CLI on several occasions without luck.  I tried it again just now and boom, $300 CLI!  I don't have an annual fee, so I will be keeping this account open.

 

Exp FICO 635

2/18/14 FICOs, Ex 635, Eq 683, Tu 662
New Contributor
Braydon
Posts: 55
Registered: ‎05-20-2011

Re: Best Buy Rewardzone MC CLI finally

I would love to close my BB Rewardszone MC if I could figure out  how badly it would hurt my AAoA. Right now I'm sitting at 2 yrs AAoA per TU report.  I opened it  in Nov 2011 and can't  get them to do a CLI so here I sit with a 300 CL and an annual fee of 39 bucks. Everytime I go in Best Buy I end up having to use my AMX Zinc or Citi Preferred because the limit is so low on their card.

 

TU FICO 738 EQ FICO 707 EX FAKO 737

Established Contributor
jordanmedical
Posts: 1,011
Registered: ‎04-08-2012

Re: Best Buy Rewardzone MC CLI finally

[ Edited ]

This is one of the cards I want so I can maximize my rewards.

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

New Contributor
skyisthelimit
Posts: 227
Registered: ‎06-09-2012

Re: Best Buy Rewardzone MC CLI finally

braydon, the card will continue to report even after it is closed (for 10 years).  I have several loans that are about 7-10 years old that still show up, ditch the card if you have really no need for it; but your age will just keep getting better on the card!!!

New Contributor
Braydon
Posts: 55
Registered: ‎05-20-2011

Re: Best Buy Rewardzone MC CLI finally

Thanks for the advise:smileyhappy: Its not that I don't want the card its just I can't see paying an annual fee with a limit of 300. I did call them and got the run around she told me I had to keep the card open for a year before they would do a CLI or drop the annual fee. I have other cards to use so if thats the way it is then I'm going to drop them because at this point I feel like I'm working for them and not the other way around.


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