07-16-2012 07:49 PM
Got the card in 03/2010 with $300 limit when my scores were much lower. Have applied for a CLI on several occasions without luck. I tried it again just now and boom, $300 CLI! I don't have an annual fee, so I will be keeping this account open.
Exp FICO 635
07-16-2012 08:39 PM
I would love to close my BB Rewardszone MC if I could figure out how badly it would hurt my AAoA. Right now I'm sitting at 2 yrs AAoA per TU report. I opened it in Nov 2011 and can't get them to do a CLI so here I sit with a 300 CL and an annual fee of 39 bucks. Everytime I go in Best Buy I end up having to use my AMX Zinc or Citi Preferred because the limit is so low on their card.
TU FICO 738 EQ FICO 707 EX FAKO 737
07-16-2012 08:43 PM - edited 07-16-2012 08:43 PM
This is one of the cards I want so I can maximize my rewards.
07-16-2012 08:56 PM
braydon, the card will continue to report even after it is closed (for 10 years). I have several loans that are about 7-10 years old that still show up, ditch the card if you have really no need for it; but your age will just keep getting better on the card!!!
07-17-2012 12:09 PM
Thanks for the advise
Its not that I don't want the card its just I can't see paying an annual fee with a limit of 300. I did call them and got the run around she told me I had to keep the card open for a year before they would do a CLI or drop the annual fee. I have other cards to use so if thats the way it is then I'm going to drop them because at this point I feel like I'm working for them and not the other way around.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


