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Best Buy Rewardzone Mastercard CLI

Established Member

Best Buy Rewardzone Mastercard CLI

My first CLI !!

My Best Buy Mastercard was my first credit card.

This month my 6th statement cut and I decided to call the backdoor number and request a credit limit increase. My limit was $300 and they gave me a $300 increase. The Credit Analyst assured me this would be a soft pull. Its not much, but I really didn't expect anything from HSBC.

Doubled my limit and no hard pull! 

EQ 1/21/12 - 672 (FICO purchased from equifax.com)
TU 1/5/12 - 704 (FICO from walmart)
EX 1/21/12 - 715 (FAKO from experian.com)

EX FAKO from Credit Sesame 1/3/12 - 707
TU FAKO from Credit Karma 1/21/12 - 667

Amex Zync(NPSL) - Barclay Apple Visa($1200) - Citi Plat Select MC($1000) - Chase Amazon Visa($500) - Best Buy MC($600) - Cap One Plat MC($300) - Walmart Store Card($700)
Message 1 of 56
55 REPLIES
Moderator Emerita

Re: Best Buy Rewardzone Mastercard CLI

Congrats on your CLI, creditnoob! Smiley Happy

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Message 2 of 56
Frequent Contributor

Re: Best Buy Rewardzone Mastercard CLI

Every time someone post this CS dies a little inside.


| EQ 763 |
| Amex BCE 7500 | Marriott Rewards Premier 5500 | Citi Simplicity 4000 | Discover IT 1700 |

Message 3 of 56
Frequent Contributor

Re: Best Buy Rewardzone Mastercard CLI

Congrats, btw!


| EQ 763 |
| Amex BCE 7500 | Marriott Rewards Premier 5500 | Citi Simplicity 4000 | Discover IT 1700 |

Message 4 of 56
Established Member

Re: Best Buy Rewardzone Mastercard CLI

Thanks. I was fully expecting to be shot down. I'm shocked that I actually got an increase.
EQ 1/21/12 - 672 (FICO purchased from equifax.com)
TU 1/5/12 - 704 (FICO from walmart)
EX 1/21/12 - 715 (FAKO from experian.com)

EX FAKO from Credit Sesame 1/3/12 - 707
TU FAKO from Credit Karma 1/21/12 - 667

Amex Zync(NPSL) - Barclay Apple Visa($1200) - Citi Plat Select MC($1000) - Chase Amazon Visa($500) - Best Buy MC($600) - Cap One Plat MC($300) - Walmart Store Card($700)
Message 5 of 56
Mega Contributor

Re: Best Buy Rewardzone Mastercard CLI


creditnoob wrote:

My first CLI !!

My Best Buy Mastercard was my first credit card.

This month my 6th statement cut and I decided to call the backdoor number and request a credit limit increase. My limit was $300 and they gave me a $300 increase. The Credit Analyst assured me this would be a soft pull. Its not much, but I really didn't expect anything from HSBC.

Doubled my limit and no hard pull! 


Sweet congrats!!




EQ FICO 548 3/3/16
Message 6 of 56
Regular Contributor

Re: Best Buy Rewardzone Mastercard CLI

Just curios. what backdoor number did you use? I checked the thread before and didn't know which one for the RZMC. I only see Best buy or HSBC.

 

I tried the number on the back of the card last month but was declined

Message 7 of 56
Frequent Contributor

Re: Best Buy Rewardzone Mastercard CLI


tburns wrote:

Just curios. what backdoor number did you use? I checked the thread before and didn't know which one for the RZMC. I only see Best buy or HSBC.

 

I tried the number on the back of the card last month but was declined



HSBC: 866-551-0258 (Credit Analyst)


| EQ 763 |
| Amex BCE 7500 | Marriott Rewards Premier 5500 | Citi Simplicity 4000 | Discover IT 1700 |

Message 8 of 56
Established Member

Re: Best Buy Rewardzone Mastercard CLI


nwokcguy wrote:

tburns wrote:

Just curios. what backdoor number did you use? I checked the thread before and didn't know which one for the RZMC. I only see Best buy or HSBC.

 

I tried the number on the back of the card last month but was declined



HSBC: 866-551-0258 (Credit Analyst)


Yep, thats the one!

 

Good luck!

EQ 1/21/12 - 672 (FICO purchased from equifax.com)
TU 1/5/12 - 704 (FICO from walmart)
EX 1/21/12 - 715 (FAKO from experian.com)

EX FAKO from Credit Sesame 1/3/12 - 707
TU FAKO from Credit Karma 1/21/12 - 667

Amex Zync(NPSL) - Barclay Apple Visa($1200) - Citi Plat Select MC($1000) - Chase Amazon Visa($500) - Best Buy MC($600) - Cap One Plat MC($300) - Walmart Store Card($700)
Message 9 of 56
Established Member

Re: Best Buy Rewardzone Mastercard CLI

After reading this thread, I decided to call the backdoor number for a CLI. Spoke to a very friendly rep mentioned they will need to pull my current report. I agreed, asked from my annual income and 5 seconds later I was approved for another $500 bringing my total limit to $800! Since everything went smoothly, it was only a soft pull. Easy as 1 2 3.

2013 Cards: Discover IT $1900. Zync $500 Hard. Wells Fargo $1400. BBRZMC $1750. Cap1 QS $300. Cap1 QS1 $200. Walmart Store $2600. Amazon Store $1000.
Message 10 of 56