Credit Cards Center Credit cards from our partners
Reply
Established Member
Posts: 27
Registered: ‎01-07-2012
0

Best Buy Rewardzone Mastercard CLI

My first CLI !!

My Best Buy Mastercard was my first credit card.

This month my 6th statement cut and I decided to call the backdoor number and request a credit limit increase. My limit was $300 and they gave me a $300 increase. The Credit Analyst assured me this would be a soft pull. Its not much, but I really didn't expect anything from HSBC.

Doubled my limit and no hard pull! 

EQ 1/21/12 - 672 (FICO purchased from equifax.com)
TU 1/5/12 - 704 (FICO from walmart)
EX 1/21/12 - 715 (FAKO from experian.com)

EX FAKO from Credit Sesame 1/3/12 - 707
TU FAKO from Credit Karma 1/21/12 - 667

Amex Zync(NPSL) - Barclay Apple Visa($1200) - Citi Plat Select MC($1000) - Chase Amazon Visa($500) - Best Buy MC($600) - Cap One Plat MC($300) - Walmart Store Card($700)
Moderator Emerita
Posts: 3,091
Registered: ‎08-09-2008
0

Re: Best Buy Rewardzone Mastercard CLI

Congrats on your CLI, creditnoob! Smiley Happy

-------------------------------------------


Friendly, Supportive & Respectful


Understanding Your FICO Score  |  Credit Scoring 101  |  Common Abbreviations  |  FTC: FCRA Links  |  FTC: FDCPA Links  |  Opt-Out  |  State Resources


"However gradual may be the growth of confidence, that of credit requires still more time to arrive at maturity” ~ Benjamin Disraeli

Frequent Contributor
Posts: 351
Registered: ‎01-07-2012
0

Re: Best Buy Rewardzone Mastercard CLI

Every time someone post this CS dies a little inside.


| EQ 763 |
| Amex BCE 7500 | Marriott Rewards Premier 5500 | Citi Simplicity 4000 | Discover IT 1700 |

Frequent Contributor
Posts: 351
Registered: ‎01-07-2012
0

Re: Best Buy Rewardzone Mastercard CLI

Congrats, btw!


| EQ 763 |
| Amex BCE 7500 | Marriott Rewards Premier 5500 | Citi Simplicity 4000 | Discover IT 1700 |

Established Member
Posts: 27
Registered: ‎01-07-2012
0

Re: Best Buy Rewardzone Mastercard CLI

Thanks. I was fully expecting to be shot down. I'm shocked that I actually got an increase.
EQ 1/21/12 - 672 (FICO purchased from equifax.com)
TU 1/5/12 - 704 (FICO from walmart)
EX 1/21/12 - 715 (FAKO from experian.com)

EX FAKO from Credit Sesame 1/3/12 - 707
TU FAKO from Credit Karma 1/21/12 - 667

Amex Zync(NPSL) - Barclay Apple Visa($1200) - Citi Plat Select MC($1000) - Chase Amazon Visa($500) - Best Buy MC($600) - Cap One Plat MC($300) - Walmart Store Card($700)
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Best Buy Rewardzone Mastercard CLI


creditnoob wrote:

My first CLI !!

My Best Buy Mastercard was my first credit card.

This month my 6th statement cut and I decided to call the backdoor number and request a credit limit increase. My limit was $300 and they gave me a $300 increase. The Credit Analyst assured me this would be a soft pull. Its not much, but I really didn't expect anything from HSBC.

Doubled my limit and no hard pull! 


Sweet congrats!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
Posts: 151
Registered: ‎11-04-2010
0

Re: Best Buy Rewardzone Mastercard CLI

Just curios. what backdoor number did you use? I checked the thread before and didn't know which one for the RZMC. I only see Best buy or HSBC.

 

I tried the number on the back of the card last month but was declined

Frequent Contributor
Posts: 351
Registered: ‎01-07-2012
0

Re: Best Buy Rewardzone Mastercard CLI


tburns wrote:

Just curios. what backdoor number did you use? I checked the thread before and didn't know which one for the RZMC. I only see Best buy or HSBC.

 

I tried the number on the back of the card last month but was declined



HSBC: 866-551-0258 (Credit Analyst)


| EQ 763 |
| Amex BCE 7500 | Marriott Rewards Premier 5500 | Citi Simplicity 4000 | Discover IT 1700 |

Established Member
Posts: 27
Registered: ‎01-07-2012
0

Re: Best Buy Rewardzone Mastercard CLI


nwokcguy wrote:

tburns wrote:

Just curios. what backdoor number did you use? I checked the thread before and didn't know which one for the RZMC. I only see Best buy or HSBC.

 

I tried the number on the back of the card last month but was declined



HSBC: 866-551-0258 (Credit Analyst)


Yep, thats the one!

 

Good luck!

EQ 1/21/12 - 672 (FICO purchased from equifax.com)
TU 1/5/12 - 704 (FICO from walmart)
EX 1/21/12 - 715 (FAKO from experian.com)

EX FAKO from Credit Sesame 1/3/12 - 707
TU FAKO from Credit Karma 1/21/12 - 667

Amex Zync(NPSL) - Barclay Apple Visa($1200) - Citi Plat Select MC($1000) - Chase Amazon Visa($500) - Best Buy MC($600) - Cap One Plat MC($300) - Walmart Store Card($700)
Established Member
Posts: 19
Registered: ‎02-28-2011
0

Re: Best Buy Rewardzone Mastercard CLI

After reading this thread, I decided to call the backdoor number for a CLI. Spoke to a very friendly rep mentioned they will need to pull my current report. I agreed, asked from my annual income and 5 seconds later I was approved for another $500 bringing my total limit to $800! Since everything went smoothly, it was only a soft pull. Easy as 1 2 3.

2013 Cards: Discover IT $1900. Zync $500 Hard. Wells Fargo $1400. BBRZMC $1750. Cap1 QS $300. Cap1 QS1 $200. Walmart Store $2600. Amazon Store $1000.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.