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Established Member
creditnoob
Posts: 27
Registered: ‎01-07-2012
0

Best Buy Rewardzone Mastercard CLI

My first CLI !!

My Best Buy Mastercard was my first credit card.

This month my 6th statement cut and I decided to call the backdoor number and request a credit limit increase. My limit was $300 and they gave me a $300 increase. The Credit Analyst assured me this would be a soft pull. Its not much, but I really didn't expect anything from HSBC.

Doubled my limit and no hard pull! 

EQ 1/21/12 - 672 (FICO purchased from equifax.com)
TU 1/5/12 - 704 (FICO from walmart)
EX 1/21/12 - 715 (FAKO from experian.com)

EX FAKO from Credit Sesame 1/3/12 - 707
TU FAKO from Credit Karma 1/21/12 - 667

Amex Zync(NPSL) - Barclay Apple Visa($1200) - Citi Plat Select MC($1000) - Chase Amazon Visa($500) - Best Buy MC($600) - Cap One Plat MC($300) - Walmart Store Card($700)
Moderator Emerita
LilMirth
Posts: 3,091
Registered: ‎08-09-2008
0

Re: Best Buy Rewardzone Mastercard CLI

Congrats on your CLI, creditnoob! :smileyhappy:

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Frequent Contributor
nwokcguy
Posts: 351
Registered: ‎01-07-2012
0

Re: Best Buy Rewardzone Mastercard CLI

Every time someone post this CS dies a little inside.


| EQ 763 |
| Amex BCE 7500 | Marriott Rewards Premier 5500 | Citi Simplicity 4000 | Discover IT 1700 |

Frequent Contributor
nwokcguy
Posts: 351
Registered: ‎01-07-2012
0

Re: Best Buy Rewardzone Mastercard CLI

Congrats, btw!


| EQ 763 |
| Amex BCE 7500 | Marriott Rewards Premier 5500 | Citi Simplicity 4000 | Discover IT 1700 |

Established Member
creditnoob
Posts: 27
Registered: ‎01-07-2012
0

Re: Best Buy Rewardzone Mastercard CLI

Thanks. I was fully expecting to be shot down. I'm shocked that I actually got an increase.
EQ 1/21/12 - 672 (FICO purchased from equifax.com)
TU 1/5/12 - 704 (FICO from walmart)
EX 1/21/12 - 715 (FAKO from experian.com)

EX FAKO from Credit Sesame 1/3/12 - 707
TU FAKO from Credit Karma 1/21/12 - 667

Amex Zync(NPSL) - Barclay Apple Visa($1200) - Citi Plat Select MC($1000) - Chase Amazon Visa($500) - Best Buy MC($600) - Cap One Plat MC($300) - Walmart Store Card($700)
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Best Buy Rewardzone Mastercard CLI


creditnoob wrote:

My first CLI !!

My Best Buy Mastercard was my first credit card.

This month my 6th statement cut and I decided to call the backdoor number and request a credit limit increase. My limit was $300 and they gave me a $300 increase. The Credit Analyst assured me this would be a soft pull. Its not much, but I really didn't expect anything from HSBC.

Doubled my limit and no hard pull! 


Sweet congrats!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
tburns
Posts: 151
Registered: ‎11-04-2010
0

Re: Best Buy Rewardzone Mastercard CLI

Just curios. what backdoor number did you use? I checked the thread before and didn't know which one for the RZMC. I only see Best buy or HSBC.

 

I tried the number on the back of the card last month but was declined

Frequent Contributor
nwokcguy
Posts: 351
Registered: ‎01-07-2012
0

Re: Best Buy Rewardzone Mastercard CLI


tburns wrote:

Just curios. what backdoor number did you use? I checked the thread before and didn't know which one for the RZMC. I only see Best buy or HSBC.

 

I tried the number on the back of the card last month but was declined



HSBC: 866-551-0258 (Credit Analyst)


| EQ 763 |
| Amex BCE 7500 | Marriott Rewards Premier 5500 | Citi Simplicity 4000 | Discover IT 1700 |

Established Member
creditnoob
Posts: 27
Registered: ‎01-07-2012
0

Re: Best Buy Rewardzone Mastercard CLI


nwokcguy wrote:

tburns wrote:

Just curios. what backdoor number did you use? I checked the thread before and didn't know which one for the RZMC. I only see Best buy or HSBC.

 

I tried the number on the back of the card last month but was declined



HSBC: 866-551-0258 (Credit Analyst)


Yep, thats the one!

 

Good luck!

EQ 1/21/12 - 672 (FICO purchased from equifax.com)
TU 1/5/12 - 704 (FICO from walmart)
EX 1/21/12 - 715 (FAKO from experian.com)

EX FAKO from Credit Sesame 1/3/12 - 707
TU FAKO from Credit Karma 1/21/12 - 667

Amex Zync(NPSL) - Barclay Apple Visa($1200) - Citi Plat Select MC($1000) - Chase Amazon Visa($500) - Best Buy MC($600) - Cap One Plat MC($300) - Walmart Store Card($700)
Established Member
klorics3
Posts: 19
Registered: ‎02-28-2011
0

Re: Best Buy Rewardzone Mastercard CLI

After reading this thread, I decided to call the backdoor number for a CLI. Spoke to a very friendly rep mentioned they will need to pull my current report. I agreed, asked from my annual income and 5 seconds later I was approved for another $500 bringing my total limit to $800! Since everything went smoothly, it was only a soft pull. Easy as 1 2 3.

2013 Cards: Discover IT $1900. Zync $500 Hard. Wells Fargo $1400. BBRZMC $1750. Cap1 QS $300. Cap1 QS1 $200. Walmart Store $2600. Amazon Store $1000.

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