Established Member
Posts: 23
Registered: ‎12-02-2008

Re: Best Buy Rewardzone Mastercard

I got a CLI from 450 to 750 last month. I've had the card since Jan '10. I've been using it on and off usually PIF.

Current Score: EQ 716 TU 719 EX 721 PLUS
Goal Score: 700+ by 8/2011

Established Contributor
Posts: 1,008
Registered: ‎01-22-2008

Re: Best Buy Rewardzone Mastercard

Opened my BBRZ card in 2008 with $400 CL.  Since then, I've received two sepearate CLI for $100 each so now I'm at a WHOPPING $600 CL!  I've carried balances on it, I've pif.  No recent (in the last year) CLI. 


If you are going to do a Best Buy card, app for the store card.  I hear that one at least grows with you.  It's also backed by HSBC though. 

Starting Score: TU? EQ 585 EX? (12/06) (CH 7 bk 11/04)
Current Score: (5/12) TU 699 (myFICO) TU 709 (WalMart) EQ 690 EX 686 (CC denial 7/11)
Goal Score: 720 Across the Board by Mid 2012
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Posts: 21
Registered: ‎03-09-2010

Re: Best Buy Rewardzone Mastercard

Weird...are CL's this low to start with lateley??


My card opened @ $2K but, I agree with others, it has NOT increased in the 2 or 3 years I have had it.  (Though, in all fairness, I never bothered asking as I never required more)

Starting Score (02/11/10) TU FICO 711 EQ FICO 707 (02/16/10) EX FICO 643!!!
Current Score: (04/06/11)TU FICO 772 EQ FICO 786 (11/09/10, lender pull) EX FICO 703
Goal Score: 800+

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Established Contributor
Posts: 736
Registered: ‎07-07-2010

Re: Best Buy Rewardzone Mastercard

They have gotten real stingy in the past year. Seriously makes me frown on bestbuy too. I don't even shop there anymore. Geeksquad is a rip off anyways and so is a lot of the prices. 

01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Frequent Contributor
Posts: 252
Registered: ‎03-26-2011

Re: Best Buy Rewardzone Mastercard

I called them the other day, she claimed I needed to have the account for 1 year and then they would review it. Also, if at that one year I was not giving an auto CLI I could request one but it would be a hard pull.  It's PIF and just sitting here.

9/6/14 TU 716 EX 700 EQ 681 Lowe's $15,000/GM BuyPower $10,000/Sam's Club $8500/Wells Fargo Visa $7000/Sam's Club MC $7000/Discover $6000/Barclays Rewards $4500/State Farm $4000//WalMart MC $4000/Old Navy Visa $4000/Amazon $4000/Nationwide Visa $3500/GM Card $3000/Macy's $2800/Wells Fargo AmEx $2500/Frontier $2500/AmEx Costco $2000/Chase Freedom $1000/AmEx Delta $1000/US Bank Platinum $1000/Wells Fargo PLOC $5000
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