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Best Buy Store Card CL & Score

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Ron1
Super Contributor

Re: Best Buy Store Card CL & Score

I got approved for $2500 in 2005 and they pulled TU.  My Tu was around 740.  It's a Plan A. Plan A card will be able to get CLI and the rate is little bit lower around 24.24%.

 

 

Ron.

Message 11 of 71
LS2982
Mega Contributor

Re: Best Buy Store Card CL & Score


@amercnchopz34 wrote:

1 prime card and a BB store card plan A is all i am wanting at the moment ...

 

I have the B ...thinking of closing it ..opened in 2008 ...


If your looking for CLI's i'd close it and try again if you can afford the INQ and your EQ score has improved.




EQ FICO 548 3/3/16
Message 12 of 71
amercnchopz34
Established Contributor

Re: Best Buy Store Card CL & Score

I wish they still pulled TU ...thats my best score....looks like its EQ where I am at


Message 13 of 71
amercnchopz34
Established Contributor

Re: Best Buy Store Card CL & Score

Just going to wait for the last of my IIB drops off in June then 1 collection in 12/12 and maybe it will improve.....Just don t know when cap one takes how they will handle these plan B cards...hate to lose the AAOA on this tradeline


Message 14 of 71
LS2982
Mega Contributor

Re: Best Buy Store Card CL & Score


@amercnchopz34 wrote:

I wish they still pulled TU ...thats my best score....looks like its EQ where I am at


Is that your current EQ score in your siggy?? You should be just fine for a Plan A card. Can you afford the INQ and new acct hit?




EQ FICO 548 3/3/16
Message 15 of 71
amercnchopz34
Established Contributor

Re: Best Buy Store Card CL & Score

sorry for the hijack......

 

yes currect score but have a low AAoA...EQ showing 4 years,and 3 inq..to date ..those will drop off in june......


Message 16 of 71
LS2982
Mega Contributor

Re: Best Buy Store Card CL & Score


@amercnchopz34 wrote:

sorry for the hijack......

 

yes currect score but have a low AAoA ,and 3 inq..to date ..those will drop off in june......


Im sorry to Bichon..

 

Wait unitl june and let them fall off and if you want it go ahead for it!




EQ FICO 548 3/3/16
Message 17 of 71
amercnchopz34
Established Contributor

Re: Best Buy Store Card CL & Score

Do you think I will be ok to apply with the collection that wont drop off till 12/12??

 

also have a BK 7 from 2005

 

just all the IIB and inq drop off in June


Message 18 of 71
LS2982
Mega Contributor

Re: Best Buy Store Card CL & Score


@amercnchopz34 wrote:

Do you think I will be ok to apply with the collection that wont drop off till 12/12??

 

just all the IIB and inq drop off in June


I think you'll be fine, but if you have the patience to wait it out it would be better because you'll probably get a better CL with a clean report.




EQ FICO 548 3/3/16
Message 19 of 71
amercnchopz34
Established Contributor

Re: Best Buy Store Card CL & Score

wait for this card till my BK 7 drops off in 3 years or do you think it matters??

 

just dont want to close and get another B plan card


Message 20 of 71
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