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In the past, I was able to request for CLI online as a soft pull when the account was handled under HSBC and Capital One. I noticed that now, there is a notice that Citi will pull a credit report. Is this a soft or hard pull? Does anyone have experience with a CLI with Best Buy since Citi took over?
Its a HP
Just to back up cableguy123 - it's a hard pull. I'm about to tell best buy to screw it with my recent high CL approvals with other cards. Why pay the annual fee anymore?