cancel
Showing results for 
Search instead for 
Did you mean: 

Best Buy Store Card Credit Increase Soft or Hard Pull?

tag
Madoffed
Valued Member

Re: Best Buy Store Card Credit Increase Soft or Hard Pull?

Sock drawer it.  Don't cancel it.  Keep the line active.


Starting Score: EQ 586 April 2014
Current Score: 718 (EQ - MyFICO) 704 (TU - MyFICO) 701 (EX - Experian)
Goal Score: 725


Take the myFICO Fitness Challenge
Message 11 of 12
Thomas_Thumb
Senior Contributor

Re: Best Buy Store Card Credit Increase Soft or Hard Pull?


@Creditaddict wrote:

@Thomas_Thumb wrote:

@Anonymous wrote:

Just Got off the phone with Best Buy CSR and they said when they submit CLI request they don't know if its a hard or Soft pull. Is this True?


Yep - hard pull

 

I have a BB store card (not BB visa or MC). They did a HP before increasing my CL from $4000 to a requested $7500.

 

BTW - HP showed up on Equifax only.


in CA I have only had them pull TU 3 different times I have requested CLI on my Best Buy MC


My BB card is not co-branded [not a MC]. Different issuers (banks) pull from different CRAs. Probably not a regional thing.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 12 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.