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Best Buy Store Card Pulls?

Epic Contributor

Best Buy Store Card Pulls?

Does Store Card pull EQ or EX? They don't do crazy Cap1 all 3 HP?

Message 1 of 11
10 REPLIES
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Regular Contributor

Re: Best Buy Store Card Pulls?

They pulled EQ for me.  No, they don't pull all three!

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Message 2 of 11
Super Contributor

Re: Best Buy Store Card Pulls?

Isn't it backed by capitalone? If so, there's always a risk of all 3 bureau pulls
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 3 of 11
Established Contributor

Re: Best Buy Store Card Pulls?

Equifax and the same for CLI outside the 6 month window.

Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 4 of 11
Regular Contributor

Re: Best Buy Store Card Pulls?


enharu wrote:
Isn't it backed by capitalone? If so, there's always a risk of all 3 bureau pulls

Yes, it backed by capital one, but cp1 pulls 3 bureaus for their own cards only...not store based!

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Message 5 of 11
Super Contributor

Re: Best Buy Store Card Pulls?

Ah i see. So it's eq only for all states? Or it's dependent upon area
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 6 of 11
Regular Contributor

Re: Best Buy Store Card Pulls?


enharu wrote:
Ah i see. So it's eq only for all states? Or it's dependent upon area

It depends on the area. East coast is EQ....

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Message 7 of 11
Super Contributor

Re: Best Buy Store Card Pulls?

Sidetrack a little, citi are buying best buy cards from capitalone right? What's going to happen after that? Will accounts be transfered over, or is it likely citi might close some accounts?
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 8 of 11
Regular Contributor

Re: Best Buy Store Card Pulls?


enharu wrote:
Sidetrack a little, citi are buying best buy cards from capitalone right? What's going to happen after that? Will accounts be transfered over, or is it likely citi might close some accounts?

No one really knows until it happens..

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Message 9 of 11
Frequent Contributor

Re: Best Buy Store Card Pulls?

Love them! They pull EQ in FL, but CLIs have been generous and sifts.
WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

Message 10 of 11