Regular Contributor
Posts: 133
Registered: ‎02-09-2008

Best Buy Store Card and HSBC/Capital One

Logged in to look at my statement this morning and is says that as of May 1st 2012 that Caoiyal One has purchased Best Buy credit card accounts from HSBC.....


Looks like it has started....let see what happens.

EQ 7/19/13 796
TU 04/29/13 784
EX 06/17/13 849
28 years credit history
17 years AAoA

CIT $15,900 BEST BUY $11,800 DISCOVER $10,000 LOWES $10,000 SEARS/MC $7,200 BELKS $5,700 JC PENNY $2,400 CHASE $5,900 AMX GOLD PR $NPSL AMX/BCP $11,200 SHELL/CITI/MC $80.00 (LMAO)
Frequent Contributor
Posts: 443
Registered: ‎03-22-2008

Re: Best Buy Store Card and HSBC/Capital One

Probably nothing too exciting for the next 6 months.  I feel like that's about how long it took for anything to actually happen when Chase took over Washington Mutual.  I'm sure that as we get closer to the end of the year, the board will be flooded with people who either love or hate Capital One based upon how they change things around.

TU (3/11/14): 794 (Inquiries; 8/23/13)
EQ (3/23/14): 791 (Inquiries: 8/23/13)
EX (9/24/13): 780 (Inquiries: 7/2/12; 11/20/12; 7/30/13; 8/23/13)

Goals: No new inquiries for 2014, 800 for all CRs by 12/31/14
Regular Contributor
Posts: 236
Registered: ‎06-07-2011

Re: Best Buy Store Card and HSBC/Capital One

[ Edited ]

So I just refreshed my EX report and noticed that a CO BB account from a few years is now being reported as Cap1/Bstby. Kind of curious if I could GW or dispute it. I apologize if I appear to be hijacking your thread just starting to see a lot of threads about Cap1 and BB.

Established Contributor
Posts: 1,008
Registered: ‎01-22-2008

Re: Best Buy Store Card and HSBC/Capital One

GST2008 wrote:

Probably nothing too exciting for the next 6 months.

Which is right about the time I can ask for another CLI.  I bet nothing exciting happens!!  HSBC/BB was very good at granting the increases.  Cap1 probably won't be so generous.  Not liking this.   :smileysad:

Starting Score: TU? EQ 585 EX? (12/06) (CH 7 bk 11/04)
Current Score: (5/12) TU 699 (myFICO) TU 709 (WalMart) EQ 690 EX 686 (CC denial 7/11)
Goal Score: 720 Across the Board by Mid 2012
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