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Best Buy Store Card converting to Visa... 06/2016... ???

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Anonymous
Not applicable

Re: Best Buy Store Card converting to Visa... 06/2016... ???

I guess I didn't "qualify" since I didn't receive any invites. I'll just SD my Best Buy store card and use once in awhile for financing electronics.

Message 61 of 65
MACFRME
Frequent Contributor

Re: Best Buy Store Card converting to Visa... 06/2016... ???

Just as a point of reference, my husband's card is not getting upgraded. I am very disappointed, because he has had his Best Buy credit card since 1999. We still use it heavily, and the CL is $3,700. His credit isn't great right now however (high utilization on most of his credit cards, and scores are hovering around mid-660s). I believe they didn't upgrade his account for this reason. However, I personally think nearly 20 years worth of history should have convinced them....

Cards I Carry
$7.5K $23K $5k $300(SEC) $500 $300 $1,500 $800 $800
Total Available Credit: $39.7k | FICOS: EX 659 | EQ 661 | TU 673
Message 62 of 65
MACFRME
Frequent Contributor

Re: Best Buy Store Card converting to Visa... 06/2016... ???

Update: Best Buy still has not upgraded my husband's card to a Visa. HOWEVER, I logged into the account today and saw they have increased the store card credit line from $3,700 to $4,800 automatically! So I guess they don't mind extending more credit, but the Visa upgrade must require something else.
Cards I Carry
$7.5K $23K $5k $300(SEC) $500 $300 $1,500 $800 $800
Total Available Credit: $39.7k | FICOS: EX 659 | EQ 661 | TU 673
Message 63 of 65
Anonymous
Not applicable

Re: Best Buy Store Card converting to Visa... 06/2016... ???

For those that didn't get a letter....check your current CRAs and see if a new CBNA/Best Buy Card is listed with your old history and once closed CBNA/Best Buy PLCC.....I pulled my reports I'm AU on DH card....I have a new card reporting now as showing as a bank card instead of retail...the history stayed it looks like on the conversion

Message 64 of 65
RonM21
Valued Contributor

Re: Best Buy Store Card converting to Visa... 06/2016... ???


@MACFRME wrote:
Update: Best Buy still has not upgraded my husband's card to a Visa. HOWEVER, I logged into the account today and saw they have increased the store card credit line from $3,700 to $4,800 automatically! So I guess they don't mind extending more credit, but the Visa upgrade must require something else.

This is a good way to hold him over until then lol !!! Congrats



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 65 of 65
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