Reply
Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Best Buy Store Card

Thanks for the replies. I have a Barclay's apple card, but there's still a small balance for my iPad on it (which I'm intentionally paying over time to build a history with them @ 0%), plus the CL isn't really enough to get the Mac Book Pro w/Apple Care and tax. Plus, I would also have the additional cost of converting my software from PC to Mac. I keep saying I want to do it, but somehow I never plan for when I need a new computer and the cost keeps me in PC land.

 

It doesn't sound very promising based on the replies so far. I do believe that the BB threads I've read have not talked about really large limits. Timing isn't great because from what people have said, it's going to take 6 to 8 weeks for the Amex to show on my CR, and that will (should!) raise my EQ FICO.

 

Just not sure. I really don't want a HP if I'm going to be denied or get a toy limit.

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
logan_720
Posts: 608
Registered: ‎02-02-2012
0

Re: Best Buy Store Card

You'll never know until you try :smileywink:
Established Contributor
Itsmeagain
Posts: 832
Registered: ‎01-16-2008
0

Re: Best Buy Store Card

[ Edited ]

When I opened my BB Store Card in 2008, my scores were less than yours, credit was tighter and my history was less than 12 mo. with several inquiries.

 

I was in the store and decided to try and purchase a TV and Blue Ray Player.  The total was about $2,500.  I applied at the service counter and was approved for $8,000.  CLI's since then have upped the limit to $12,100.

 

I think you should apply.


Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


Take the FICO Fitness Challenge
Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Best Buy Store Card

So, is the consensus that they only pull EQ?

 

Unfortunately that's my lowest score. And it's actually droped around 20 pts since my Navy bal reported before I paid, since it was a weekend. (I didn't change my siggy.) I think my EQ is around 665?! :smileysad: It won't report again until around the 20th of March, and I know my score will go back up then. Timing is everything with credit! :smileyfrustrated:

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
afbar1114
Posts: 2,179
Registered: ‎01-09-2012
0

Re: Best Buy Store Card


bichonmom wrote:

So, is the consensus that they only pull EQ?

 

Unfortunately that's my lowest score. And it's actually droped around 20 pts since my Navy bal reported before I paid, since it was a weekend. (I didn't change my siggy.) I think my EQ is around 665?! :smileysad: It won't report again until around the 20th of March, and I know my score will go back up then. Timing is everything with credit! :smileyfrustrated:


any baddies score seems fine i had lower than that and  i got 1k plan b.. how many inqs and UTL


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}