Best Buy....am i wrong?

[juggalo9er]

am i correct in thinking that the store card from Best Buy carries an af of $59 or is it the mc that carries the fee? in either event is it even worth having if you shop at best buy say once or twice a year with a 4-600 spend each time?

[yudeology101]

It's the MC version that has the AF, store cards have no AF.   In the event if you are shopping at BB, it offers either 5% or 6-18months no interest financing.  I'm debating whether if should pay the AF for mine and keep it, no interest financing option sounds pretty good sometimes when and if need it. 

[angelcred10]

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@yudeology101 wrote:

It's the MC version that has the AF, store cards have no AF.   In the event if you are shopping at BB, it offers either 5% or 6-18months no interest financing.  I'm debating whether if should pay the AF for mine and keep it, no interest financing option sounds pretty good sometimes when and if need it. 

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Did you have it from when it was CAP ONE or Citi?

I'd suggest calling a backdoor number or to go into a store and ask an associate if they could call our in-store routed number for a CLI or to get your AF taken off.

Depending on who you get in the stores I know this is hard to do.

At my location everyone is well trained and able to do this easy, go to a hyper busy store may not be able to

[yudeology101]

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@angelcred10 wrote:

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@yudeology101 wrote:

It's the MC version that has the AF, store cards have no AF.   In the event if you are shopping at BB, it offers either 5% or 6-18months no interest financing.  I'm debating whether if should pay the AF for mine and keep it, no interest financing option sounds pretty good sometimes when and if need it. 

---

Did you have it from when it was CAP ONE or Citi?

I'd suggest calling a backdoor number or to go into a store and ask an associate if they could call our in-store routed number for a CLI or to get your AF taken off.

Depending on who you get in the stores I know this is hard to do.

At my location everyone is well trained and able to do this easy, go to a hyper busy store may not be able to

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I had it when it was Cap1, and already tried to get the AF removed a numbe of times but so far no luck. 

[VirusCredit13]

Store card no AF

Two versions of MC, one with AF one without.