Last week I applied for both Home Depot & Wal-Mart store card. Instantly approved for the home depot $2000 limit & Wal-Mart $400 limit. My scores upon application 650-660 on all three bureau. Now my ex is 630, eq is 649 & tu 654. ik store cards can drop your scores . That makes 6 inquiries this year of 2015 i have 1 collection and one derogatory what are my chances